ICICI Pru GIFT Select

ICICI Pru Gift Select offers – a life insurance1 savings plan that support your goals at every step. It combines protection for your loved ones with a guaranteed income2 stream, which can help fund your golden years, life's big moments, or act as a safety net for unexpected twistsRead More

Read Less

Disclaimer

Life Insurance Cover is the benefit payable on death of the Life Assured during the policy term

Guaranteed Benefits will be payable subject to all due premiums being paid. Guaranteed income will start based on the income start year chosen by you. In case policyholder has not opted for Instant CashBack Feature, income can start from first year with annual guaranteed income frequency

Instant CashBack Benefit amount is paid within one working day of realisation of the first year's premium by the company post issuance of the policy

If you opt for "Low Cover Income Booster" the sum assured on death will be lower and your guaranteed income will be increased

Flexi Save Option can be opted in or out at anytime during the Policy Term. Unpaid Guaranteed Income payouts shall earn a loyalty addition that shall accrue daily at the Reverse Repo Rate published by Reserve Bank of India (RBI)Read More

Maturity Benefit shall be payable at the completion of the policy term. The Guaranteed Maturity Benefit shall be expressed as a percentage of the sum of Annualized Premium payable under the policy, where the percentage shall be as chosen by the policyholder at inception of the policy

Policies issued on or after April 01, 2023, where aggregate premium payable during the term of the policy in respect of Non-unit linked life insurance policies more than Rs 5 lakh per year is not exempt u/s 10(10D). Tax benefits/Tax-free returns under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more details

UIN:105N223V01.Read Less