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ICICI Pru Future Perfect

In our day to day lives, we strive towards achieving our goals: purchasing a flat, securing our children’s future needs, dream vacation in an exotic location and living peacefully after retirement. We bring you an ideal savings and protection oriented plan, ICICI Pru Future Perfect to help you fulfill these goals.Read More

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FEATURES

Guaranteed Maturity Benefit (GMB)1 for assured returns

Increasing Guaranteed Additions (GAs)2 throughout the policy term

Life cover3 throughout the policy term

Bonuses4 to grow your wealth

Tax5 benefits to save more

Documents: ex.

Documents: ex.

  • Brochure
  • Disclaimer
  • Commission Disclosure

Documentation: ex.

  • ID Proof –
  • Age Proof –

Disclaimer

1. GMB will be set at policy inception and will depend on age, policy term, premium, premium payment term and gender. The GMB may be lower than your Sum Assured on death

2. Guaranteed Additions (GAs) is a percentage of annualised premium. For monthly premium frequency, 1/12th times GA will be accrued every month on premium payment. For half yearly premium frequency, 0.5 times GA will be accrued on premium payment

3. Life Cover is the benefit payable on death of the life assured during the policy term

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4. Reversionary bonuses may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonuses will be applied through the compounding bonus method. All reversionary bonuses will be declared as a proportion of the sum of the GMB and the accrued reversionary bonuses, if any. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus may also be payable at maturity or on earlier death

5. Tax benefits under the policy are subject to conditions under Sections 80C, 10(10D), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Please consult your tax advisor for more detailsRead Less

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