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Group Personal Accident

GPA or Group Personal Accident covers human life against Accidental Death and Disabilities. This is a group product which is the most basic and yet the most important insurance cover providing security and peace of mind to the member beneficiaries and their families. Human life is very precious. However, eventualities like death, disability and loss of earning capacity cannot be eliminated and when such eventualities happen, it leaves the individual’s family devastated. GPA product cover is designed to ensure that members and their families get the necessary financial protection they much need during difficult times.Read More

Group Personal Accident product covers both – Employer and employee relationship policies (Corporates) and Non employer-employee groups (Associations, trusts)Read Less

Coverage

Scope of Cover

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    • Age Limit: 3-65 years of age; for existing policies, renewal can be done up to 80 years
    • Sum Insured: Up to 60-72 months earning of insured
    • Premium: chargeable based on occupation and benefits availed. Also add-ons, claims history, geography and other factors come into play.
    • Children’ s Education Grant: Insured’s dependent children are entitled to predetermined education grant, In the event of Accidental Death or Permanent Total Disablement
    • Accidental Hospitalization Expenses: covers medical expenses incurred by the insured during hospitalization due to accidents
    • Loss of Job cover: In the unfortunate event of loss of job to the Insured, due to injury sustained due to Accident, predetermined sum insured is paid out.
    • Medical Expenses: In case of Accidental Death/ Permanent Total Disablement/ Permanent Partial Disablement / Temporary Total Disablement on account of Accident, medical expenses incurred by the Insured is covered
    • Out Patient Department (OPD) expenses: covers medical expenses incurred by the Insured as an Outpatient due to Accidental injury only and which does not entail in-patient hospitalization or day-care treatments.
    • Legal Expenses: This Add on will cover the legal/court expenses borne by the Insured against any legal litigations resulting due to any involvement in an accident of the insured

Disclaimer

This is only an indication of the cover offered. For complete details on risk factors, terms, conditions, coverages and exclusions, please read the sales brochure carefully before concluding a sale. ICICI trade logo displayed above belongs to ICICI Bank and is used by ICICI Lombard GIC Ltd. under license and Lombard logo belongs to ICICI Lombard GIC Ltd. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Prabhadevi, Mumbai – 400025. . IRDA Reg.No.115. Toll Free 1800 2666. Fax No – 022 61961323. CIN (L67200MH2000PLC129408). customersupport@iciclombard.com. www.icicilombard.com. Product name Group Health Insurance, code Misc 11 and UIN ICIHLGP02001V030102 Read More

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