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Group Health Insurance

GHI is a product which indemnifies your health care needs according to the coverages opted. Read More

It insures all your employees as well as their families against unforeseen medical expenses.Read Less

FEATURES

Scope of Cover

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    • Base Cover – Medical expenses incurred by the Insured during hospitalization, for any illness/injury suffered during Policy Period. – Rest are optional add-ons
    • Sum Insured – Ranging from ₹50,000 to ₹10,00,000
    • Premium - chargeable for the policy depends on age of the group and add on coverages selected.
    • Pre-existing Diseases: Covered from day one of taking the Policy.
    • Age limit – Age ranging from 1 day- 80 years can be covered
    • Pre hospitalisation - Relevant medical expenses 30 days prior to hospitalisation are covered
    • Post hospitalisation - Relevant medical expenses 60 days after hospitalisation are covered
    • Maternity Expenses: Up to ₹50,000 for 2 children Covered from day one of the policy
    • New Born Baby cover: cover medical expenses incurred on the “new born baby” only as an in-patient in hospital for a maximum period up to 91 days.
    • Day Care Expenses Cover - Covers 156 surgeries which need less than 24 hour hospitalisation
    • OPD expenses - Covers medical expenses incurred by the Insured as an Outpatient.