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GHI is a product which indemnifies your health care needs according to the coverages opted. Read More
It insures all your employees as well as their families against unforeseen medical expenses.Read Less
FEATURES
There is no need of physical health check - up
It covers people regardless of their age and present state of health
The provision of customised health care
It is cheaper than the retail plans
There are options of floater cover, coverage of the entire family in a given SI
Scope of Cover
Base Cover – Medical expenses incurred by the Insured during hospitalization, for any illness/injury suffered during Policy Period. – Rest are optional add-ons
Sum Insured – Ranging from ₹50,000 to ₹10,00,000
Premium - chargeable for the policy depends on age of the group and add on coverages selected.
Pre-existing Diseases: Covered from day one of taking the Policy.
Age limit – Age ranging from 1 day- 80 years can be covered
Pre hospitalisation - Relevant medical expenses 30 days prior to hospitalisation are covered
Post hospitalisation - Relevant medical expenses 60 days after hospitalisation are covered
Maternity Expenses: Up to ₹50,000 for 2 children Covered from day one of the policy
New Born Baby cover: cover medical expenses incurred on the “new born baby” only as an in-patient in hospital for a maximum period up to 91 days.
Day Care Expenses Cover - Covers 156 surgeries which need less than 24 hour hospitalisation
OPD expenses - Covers medical expenses incurred by the Insured as an Outpatient.