What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
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- Accounts
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Deposits
IDFC FIRST Bank Deposits
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Loans
IDFC FIRST Bank Loans
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Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
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Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
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Corporate Lending
IDFC FIRST Bank Lending
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Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading account
- Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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NRI Savings 25k
| Description of Charge/Feature | NRI Saving 25K |
| Average Monthly Balance Requirement (in Rs) | 25000 |
| Charges for non maintenance of required balance | 0 |
| Local/ Outstation Cheque Return - Deposited | 0 |
| Local/ Outstation Cheque Return - Issued | 0 |
| Outstation cheque collection charges | 0 |
| International ATM or POS transaction | Free, only forex mark up 2% of the transaction value will be applicable |
| *Annual Debit Card Fee (International/ Domestic) | 0 |
| Replacement of Debit Card Fee (International/ Domestic) | 0 |
| ATM Transaction Charge at any ATM in India | 0 |
| Re-issue of Cheque Book | 0 |
| DD payable at branch locations | 0 |
| Demand Draft issuance charges | 0 |
| Demand Draft cancellation charges | 0 |
| NEFT (Inward/ Outward) | 0 |
| RTGS (Inward/ Outward) | 0 |
| No dues certificate | 0 |
NRI Seafarer
| Description of Charge/Feature | NRI Seafarer |
| Average Monthly Balance Requirement (in Rs) | Nil |
| Charges for non maintenance of required balance | Nil |
| Local/ Outstation Cheque Return - Deposited | 0 |
| Local/ Outstation Cheque Return - Issued | 0 |
| Outstation cheque collection charges | 0 |
| International ATM or POS transaction | Free, only forex mark up 2% of the transaction value will be applicable |
| *Annual Debit Card Fee (International/ Domestic) | 0 |
| Replacement of Debit Card Fee (International/ Domestic) | 0 |
| ATM Transaction Charge at any ATM in India | 0 |
| Re-issue of Cheque Book | 0 |
| DD payable at branch locations | 0 |
| Outward foreign currency remittance | NA |
| Demand Draft issuance charges | 0 |
| Demand Draft cancellation charges | 0 |
| NEFT (Inward/ Outward) | 0 |
| RTGS (Inward/ Outward) | 0 |
| No dues certificate | 0 |
Non-Maintenance of AMB (NRI Savings)
| Description of Charge/Feature | NRI Saving 25K |
| Charges linked to non-maintenance of AMB | |
| Re-issue of Cheque Book* | Rs. 0 |
| DD payable at branch locations* | Rs. 0 |
| Replacement of Debit Card* | Rs 0 |
| Annual Debit Card fees* | Rs 0 |
| ATM Transaction Charge at any ATM in India* | Rs 0 |
| Outward foreign currency remittance | 0 |
Free of cost
| Description of Charge/Feature | NRI Saving 25K/Seafarer |
| Passbook Issuance & Printing | 0 |
| Alerts for transactions on your account | 0 |
| Electronic Funds Transfer (NEFT/ RTGS/ IMPS) Outward through branch | 0 |
| Foreign Currency Draft Issuance | 0 |
| Phone Banking | 0 |
| Net Banking | 0 |
| DD - Duplicate Issuance | 0 |
| DD Cancellation/ revalidation | 0 |
| Stop Payment on Cheques | 0 |
| Cash Deposit / Withdrawal at our branches by the customer | 0 |
| Outstation Cheque Collection | 0 |
| Standing Instruction- Set Up/ Execution/ Amendment | 0 |
| Balance Confirmation Certificate | 0 |
| Balance Enquiry ( Branch/ Channels) | 0 |
| Interest/ TDS Certificate | 0 |
| Debit Card Issuance Fee | 0 |
| Cheque Book Issuance (1st cheque book with account opening) | 0 |
Portfolio Investment Scheme (PIS) Account
Account or charge type |
AMC |
Issuance |
Transaction |
NRE PIS |
500 |
Nil |
100 |
NRO Settlement |
500 |
Nil |
100 |
All amount in Indian rupees. Charges are excluding GST |
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Notes: Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision. This SOC is applicable for NRE Savings - 20001031, NRO Savings - 20001032, Online NRE Savings - 20001084 & Online NRO Savings - 20001083, NRO Seafarer- 20001061 & NRE Seafarer- 20001062
*International debit card is applicable for NRE account whereas domestic debit card will be issued for NRO account.
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