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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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NRI Savings Account Fees & Charges

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NRI Savings 25k

Description of Charge/Feature NRI Saving 25K
Average Monthly Balance Requirement (in Rs) 25000
Charges for non maintenance of required balance 0
Local/ Outstation Cheque Return - Deposited 0
Local/ Outstation Cheque Return - Issued 0
Outstation cheque collection charges 0
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable
*Annual Debit Card Fee (International/ Domestic) 0
Replacement of Debit Card Fee (International/ Domestic) 0
ATM Transaction Charge at any ATM in India  0
Re-issue of Cheque Book 0
DD payable at branch locations 0
Demand Draft issuance charges 0
Demand Draft cancellation charges 0
NEFT (Inward/ Outward) 0
RTGS (Inward/ Outward) 0
No dues certificate 0

NRI Seafarer

Description of Charge/Feature NRI Seafarer
Average Monthly Balance Requirement (in Rs) Nil
Charges for non maintenance of required balance Nil
Local/ Outstation Cheque Return - Deposited 0
Local/ Outstation Cheque Return - Issued 0
Outstation cheque collection charges 0
International ATM or POS transaction Free, only forex mark up 2% of the transaction value will be applicable
*Annual Debit Card Fee (International/ Domestic) 0
Replacement of Debit Card Fee (International/ Domestic) 0
ATM Transaction Charge at any ATM in India  0
Re-issue of Cheque Book 0 
DD payable at branch locations 0
Outward foreign currency remittance NA
Demand Draft issuance charges 0
Demand Draft cancellation charges 0
NEFT (Inward/ Outward) 0
RTGS (Inward/ Outward) 0
No dues certificate 0

Non-Maintenance of AMB (NRI Savings)

Description of Charge/Feature NRI Saving 25K
Charges linked to non-maintenance of AMB  
Re-issue of Cheque Book* Rs. 0
DD payable at branch locations* Rs. 0
Replacement of Debit Card* Rs 0
Annual Debit Card fees* Rs 0
ATM Transaction Charge at any ATM in India* Rs 0
Outward foreign currency remittance 0

Free of cost

Description of Charge/Feature NRI Saving 25K/Seafarer
Passbook Issuance & Printing 0
Alerts for transactions on your account 0
Electronic Funds Transfer (NEFT/ RTGS/ IMPS) Outward through branch 0
Foreign Currency Draft Issuance 0
Phone Banking 0
Net Banking 0
DD - Duplicate Issuance 0
DD Cancellation/ revalidation 0
Stop Payment on Cheques 0
Cash Deposit / Withdrawal at our branches by the customer 0
Outstation Cheque Collection 0
Standing Instruction- Set Up/ Execution/ Amendment 0
Balance Confirmation Certificate 0
Balance Enquiry ( Branch/ Channels) 0
Interest/ TDS Certificate 0
Debit Card Issuance Fee 0
Cheque Book Issuance (1st cheque book with account opening)  0

Portfolio Investment Scheme (PIS) Account

Account or charge type

AMC

Issuance

Transaction
(Separate for purchase and sell)

NRE PIS

500

Nil

100

NRO Settlement

500

Nil

100

All amount in Indian rupees. Charges are excluding GST

Notes: Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision. This SOC is applicable for all NRE and NRO accounts.
*International debit card is applicable for NRE account whereas domestic debit card will be issued for NRO account.

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