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Important information regarding your FIRST Select Credit Card from IDFC FIRST Bank
Dear Cardmember,
We are delighted to remind you that the overall proposition of your IDFC FIRST Bank Credit Card is simply the best in the market. This includes:
However, we are making certain changes to the Reward Program on your FIRST Select Credit Card.
Effective 17th May 2022, for subsequent billing cycles, minimum spends required in a billing cycle to unlock 10X Reward Points is being revised from ₹20,000 to ₹25,000. Your accrual of 1X = 1 Reward Point per ₹100 will change to 1X = 1 Reward Point per ₹125. Your Reward Points will continue to have a value of ₹0.25 per Reward Point.
Effective 1st Oct 2022, Reward redemption through any redemption channel will attract a small convenience charge of ₹99 (+ applicable taxes) per redemption transaction. Since you are an existing customer, you have adequate time to redeem your accumulated Reward Points without any redemption charges for redemptions done before 1st Oct 2022.
The Reward Program for your FIRST Select Credit Card will be revised as per the table below.
Particulars |
Existing |
Effective May 17, 2022 |
Reward Points earned for Offline Spends and Rental & Property management transactions |
3X |
3X |
Reward Points earned for Online Spends excluding Rental & Property management transactions |
6X |
6X |
Minimum spends required to unlock 10X Reward Points |
₹20,000 |
₹25,000 |
1X Reward Point equals |
1 Reward Point per ₹100 spends |
1 Reward Point per ₹125 spends |
Value of 1 Reward Point |
₹0.25 |
₹0.25 |
Exclusions |
|
|
We would like to reiterate that the Reward Points on your Credit Card are evergreen and never expire!
We thank you for your association with us and request you to continue using IDFC FIRST Bank Credit Card.
Always You First,
Team IDFC FIRST Bank