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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Important information regarding your FIRST Select Credit Card from IDFC FIRST Bank

 

Dear Cardmember,

We are delighted to remind you that the overall proposition of your IDFC FIRST Bank Credit Card is simply the best in the market. This includes:

  1. No Joining Fee
  2. No Annual Fee
  3. India’s first Credit Card with low and dynamic Interest Rates on revolving balances
  4. No interest on ATM Cash Withdrawal till due date
  5. No Cap on Reward Points earning
  6. No Expiry of Reward Points
  7. A unique proposition whereby you can pay for your next purchase using your Reward Points without being limited to any specific merchant or catalogue

However, we are making certain changes to the Reward Program on your FIRST Select Credit Card.

Effective 17th May 2022, for subsequent billing cycles, minimum spends required in a billing cycle to unlock 10X Reward Points is being revised from ₹20,000 to ₹25,000. Your accrual of 1X = 1 Reward Point per ₹100 will change to 1X = 1 Reward Point per ₹125. Your Reward Points will continue to have a value of ₹0.25 per Reward Point.

Effective 1st Oct 2022, Reward redemption through any redemption channel will attract a small convenience charge of ₹99 (+ applicable taxes) per redemption transaction. Since you are an existing customer, you have adequate time to redeem your accumulated Reward Points without any redemption charges for redemptions done before 1st Oct 2022.

The Reward Program for your FIRST Select Credit Card will be revised as per the table below.
 

Particulars

Existing

Effective May 17, 2022

Reward Points earned for Offline Spends

and

Rental & Property management transactions

3X

3X

Reward Points earned for Online Spends

excluding

Rental & Property management transactions

6X

6X

Minimum spends required to unlock 10X Reward Points

₹20,000

₹25,000

1X Reward Point equals

1 Reward Point per ₹100 spends

1 Reward Point per ₹125 spends

Value of 1 Reward Point

₹0.25

₹0.25

Exclusions
  1. Fuel and Insurance Spends, EMI Transactions, ATM Cash withdrawals are excluded from the Rewards Program.
  2. Rental and Property management transactions will not be considered for minimum spends required to unlock 10X Reward Points.
  1. Fuel and Insurance Spends, EMI Transactions, ATM Cash withdrawals are excluded from the Rewards Program.
  2. Rental and Property management transactions will not be considered for minimum spends required to unlock 10X Reward Points.

 

We would like to reiterate that the Reward Points on your Credit Card are evergreen and never expire!

We thank you for your association with us and request you to continue using IDFC FIRST Bank Credit Card.

Always You First,
Team IDFC FIRST Bank

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