With the IDFC FIRST Bank Visa Classic Debit Card, you can control the Debit Card daily limits for cash withdrawal as well as for purchase. The maximum limits can be set depending on your classic debit card variant, do check the below grid for further details.

You can set  limit for your IDFC FIRST Bank Debit Card by logging in to your net banking or through Mobile application.

We have compiled a step by step guide for your convenience. You can download the guide from here

Special limits that you can apply to a classic Visa debit card issued to Minor’s Savings Account:

• Maximum daily cash withdrawal limit at ATM -  ₹ 10,000

• Maximum daily purchase limit -  ₹ 10,000

By default only domestic limits will be enabled for Signature Debit Cards issued to minors. Customers can set their own limits within the overall limits by logging on to Net banking or through Mobile application.

a.  For minors who are above Ten years of age, they can set their limits by logging on to their Net banking or Mobile Banking account

b.  For minors who are below Ten years of age, please reach out to your respective branch to get the changes done. 

A 2% markup is applicable on the ATM, POS and E-Com transactions. Additionally, there may be a convenience fee or facilitation charge which can be levied by the acquiring ATM on Cash Withdrawals.

All LRS international transactions including withdrawals through ATM, POS or e-commerce transactions done on Foreign Merchants or sites which offer Dynamic Currency Conversion (DCC) transactions would be subjected to Tax collected at source at applicable rate defined by government of India. You can find the details here.

An amount up to INR 10,000/transaction can be withdrawn using your Debit Card on non IDFC FIRST Bank ATMs. On IDFC FIRST Bank ATMs, you can withdraw up to 40 notes/transaction (final amount may depend upon the available denomination and your daily withdrawal limit)

You will earn 2000 Reward points on your 1^st transaction of INR 1000 or above. Valid only if customer is using their Debit card for first time on or after 14^th July 2023.

You will earn 1X Reward point & 2X Reward Point on every INR 150 spent Offline & Online respectively. All reward points credited and activated will be made within 14 working days from the transaction date.

You will earn 10X accelerated reward points for every incremental INR 150 spent above 50,000 in any month

The monthly accrual capping is 8000 points.

A redemption handling fee of ₹ 99+ service tax will be charged on every redemption within 60 days of redemption.

Please refer to the detailed Terms & Conditions here