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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Send Money To India From The USA

Sending money from the USA to India in your IDFC FIRST Bank NRE/NRO or Savings Account is now reliable, secure, and fast. Benefit from competitive exchange rates, low transfer fees, and quick processing times to meet your financial needs. IDFC FIRST Bank provides a seamless remittance process through its branches, dedicated customer support and compliance with regulatory guidelines, your funds are safely transferred. Whether for family support, investments, or savings, IDFC FIRST Bank ensures your money reaches India hassle-freeRead More

You can transfer funds in 15 different currencies: USD, CAD, GBP, EURO, CHF, AUD, ZAR, JPY, CNH, HKD, NOK, SGD, SEK, AED and NZD.
Sending money from abroad Use Wire Transfer to send money to India in all major currencies through SWIFT network. Transfer money from a local overseas bank to an IDFC First Bank account in India using special SWIFT BIC . You can conveniently send money for your NRE/NRO account or your loved ones resident savings account under different purposes like family maintenance, investments, travel, medical treatments and more.

NEW SWIFT CODE FOR NRI CUSTOMERS:

  • A new SWIFT code IDFBINBBIDV for all NRI customers

  • This SWIFT code will help NRI customers to help them save some additional money while sending money into their IDFC First bank NRE/NRO account from US.

  • This NR assigned Swift code will not attract any Correspondent bank fee through our USD Nostro partner JP Morgan Chase.

  • This code is only applicable for USD fund transfer.
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    Fees and Charges for fund transfers to India from USA with IDFC FIRST Bank

    IDFC FIRST Bank does not charge anything for funds sent from USA to India. GST will be levied on the converted gross INR amount, as per the existing Tax slab.

    Please note that the remitting bank routes funds sent from the USA to India through their correspondent banks in arrangement. These correspondent banks may levy certain charges for rendering their services, which are neither in the control of nor the responsibility of IDFC FIRST Bank.Read More

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    Features and Benefits

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    There is no upper limit to the amount you can send from the USA to India

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    Fund transfers are fast, secure, and reliable

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    The money sent is converted at the prevailing forex exchange rates

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    Get competitive forex rates with IDFC FIRST Bank

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    Transfer money from anywhere in the USA to India

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    How to transfer funds from the USA to India

      Follow the steps mentioned below to transfer funds from the USA to India.

      1. Visit your foreign bank branch in USA.

      2. Submit the following payment details:

      • Sender’s details: Name, account number, and complete address.
      • Receiver’s details: Name, 11-digit account number, and complete address.
      • Receiver’s bank details
        • Bank name – IDFC FIRST Bank
        • Swift Code – IDFBINBBMUM
        • Correspondent’s bank – Please click here
      • Mention the purpose of payment for faster credit to your account.
      • Kindly mention charges as OUR in your fund transfer form to avoid correspondent bank charges.

      3. Upon receiving the foreign bank's payment, IDFC FIRST Bank will deposit the money in the desired account within 1 to 2 days.

      It is important to note that you do not need to mention the account number for an FCNR (Foreign Currency Non-Resident) deposit. However, kindly ensure that your 10-digit customer ID is mentioned.

      For faster credit, it is imperative to mention the purpose of payment. Also, note that the bank might need to reach the beneficiary for additional details before the money transfer.

    FREQUENTLY ASKED QUESTIONS

    How much money can I send from USA to India at once?

    There is no upper limit on the amount you can send from the USA to India. It depends on your local bank’s terms and conditions.

    What does wire transfer mean?

    Wire transfer is an affordable way of international fund transfers, for example sending money from the USA to India. In wire transfers, sender banks and receiver banks have an intermediary bank to send and receive money. These intermediary banks provide low or negligible overhead charges and make fund transfers cheap.

    How do I send money from USA to India using IDFC FIRST Bank?

    You can choose the online fund transfer option at your local bank’s portal and add an IDFC FIRST Bank account holder as a beneficiary to send money from USA to India. Alternatively, you can use the wire transfer option at your local bank and choose an IDFC FIRST Bank account holder as the beneficiary.

    What are the charges for sending money from USA to India?

    IDFC FIRST Bank does not charge anything for funds sent from USA to India if funds in USD are routed through our USD Nostro partner JP Morgan Chase. GST will be levied on the converted gross INR amount, as per the existing Tax slab.

    Please note that the remitting bank routes remittance funds through their correspondent banks in arrangement. These correspondent banks may levy certain charges for rendering their services, which are neither in the control of nor the responsibility of IDFC FIRST Bank.

    What is the maximum amount I can send?

    You can send money from USA to India without any limits.

    More FAQs

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