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Interest rate range of contracted loans for the past quarter

 

Product Minimum ROI Maximum ROI Wgh Average ROI
Personal Loan 9 28 13.24
Business Loans 10.25 33.83 17.2
Commercial Vehicles Loan 8.66 28.96 12.36
Construction Equipment Loan 8.74 19.56 10.34
Home Loan 8.5 12 9.03
Loan Against Property 9 10.99 9.5
Small Ticket Loan against Property 9.10% 16.10% 12.00%
Micro Business Loans 10.50%  28.00%  22.19%
New Car Loans 8.25% 10.50% 8.88%
Used Car Loans 9.50% 18.00% 13.76%
Two Wheeler Loans 5%* 18.8%* 10.17%*
Cross-Sell Personal Loan
(Personal Loan to existing customers)		 11.12% 35.49% 24.32%
Consumer Durable Loan **10.10% 36.00% 22.75%
Inventory Funding 9.35% 16.00% 10.28%
Education Loan 9.00% 14.25% 10.78%
Gold Loan 10.00% 18.00% 11.29%
Digital Lending 10.50% 26.00% 12.56%
Rural Personal Loan 15.00% 26.50% 21.86%
Rural Cross-Sell Personal Loan Consumer Loan
(Personal Loan to existing customers)		 12.00% 35.56% 28.20%
Rural Cross-Sell Personal Loan Two Wheeler
(Personal Loan to existing customers)		 17.30% 35.49% 30.42%
Kisan Credit Card (KCC)  9% 15% 12%
Tractor Loan 12.00% 20.91% 14.10%
JLG Loans  24.5%  24.5%  24.5%
Micro Enterprise Loans 17.00% 28.00% 25.49%
Rural Two Wheeler Loans 12.07% 24.97% 18.18%
Rural Commercial Vehicle Loans 10.00% 25.65% 18.08%
Rural Loan Against Property 9.60% 20.00% 17.71%
Rural Home Loans 8.50% 16.50% 14.22%
Suvidha Shakti  24.5%  24.5%  24.5%
Rural Gold Loan 10.00% 18.00% 15.58%
Rural Consumer Durable Loan 9.53% 29.97% 15.95%
Rural New Car Loans 9.00% 13.00% 9.63%
Rural Used Car Loans 8.00% 20.00% 15.00%
Rural Education Loan 10.00% 12.75% 11.52%


*Min , Max and Weighted average rates are alloted as per flat rate
**For tenure of 12 months and above, minimum ROI is 10.30%

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