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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

Special Invite-only program [Valid for limited time]

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Experience secure & seamless payments on UPI Network in India with FIRST ₹UPI Application

    Steps to participate in this program:

    1. Get a unique joining code to your registered email address.
    2. Download FIRSTS ₹UPI application and login using unique joining code - *FIRST ₹UPI.
    3. Provide your basic information to get registered on UPI Network.
    4. Scan any UPI QR code across India to make payments in INR from your preloaded wallet.

Download the FIRST ₹UPI app

Join 375 million people in using UPI, India’s preferred digital payment mode, across 100 million+ merchants in India. 

Introducing the FIRST ₹UPI app

IDFC FIRST Bank’s FIRST ₹UPI app is a digital payments platform built exclusively for foreign nationals visiting India. International travelers do not need an Indian bank account or Indian SIM card to use the FIRST ₹UPI app to make secure digital payments. 

UPI is an accepted payment mode for a 100 million+ merchants in India.

Mobile QR

How does it work?

  

Note: By clicking on "Load wallet" on your homepage, you can refill your FIRST ₹UPI wallet using your existing international Debit/Credit Cards.

How to make payments using the FIRST ₹UPI App?

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    • Scan the QR Code

    • Enter the amount to be paid

    • Enter your 4 digit PIN to make secure transactions

     

    You can now enjoy shopping, food and local travel experiences in India stress-free.

    • No hassle of carrying cash 

    • Secure, convenient payments 

    • Easy redemption process 

Read More

Transaction limits

Please note, as per RBI guidelines, Foreign nationals are only allowed to make payments to Merchants and businesses on the FIRST ₹UPI App.

FREQUENTLY ASKED QUESTIONS

What is the FIRST ₹UPI App?

The FIRST ₹UPI App is a digital payments platform for foreign nationals visiting India. Users who do not have an Indian bank account and Indian mobile number can use FIRST ₹UPI App and make digital payments to merchants by scanning a QR code.

Who is it for?

Foreign Nationals visiting India on a brief tour who do not have an Indian mobile number & bank account can register themselves for the FIRST ₹UPI App.

Can anyone sign up the FIRST ₹UPI App without any verification?

User has to do KYC verification as per the RBI guidelines. Foreign nationals can use a valid International driving license or Passport to complete KYC.

How do I setup my account?

  1. You can open an FIRST ₹UPI App account through the following steps:
    • Visit an EbixCash service desk (Currency exchange partner) for registration and payment in foreign currency
    • Required details like profile information, identity proofs are to be submitted at the service desk.
    • Basis the conversion rates the payment is collected by EbixCash and select Load to wallet option at the time of registration. The converted amount is the amount that will be loaded to User’s wallet post registration.
    • By using above details, EbixCash will generate a unique Joining code over the counter.
  2. Download the mobile app on Android or iOS device
  3. Enter the unique joining code provided at EbixCash service desk and date of birth to identify yourself
  4. Set up a wallet PIN that can be used at the time of making transactions
    •  Your Wallet is created and linked to your unique UPI ID. (The load amount obtained at the time of registration at EbixCash service desk will be loaded into your wallet)
  5. You can now use your FIRST ₹UPI App and get cashless. 

What type of payments can a user do through FIRST ₹UPI App?

With FIRST ₹UPI App, a user can:

  • Scan a UPI QR code or a Bharat QR code and Pay
  • Make payments to merchants using FIRST ₹UPI App

Can a user open an account on multiple devices at the same time?

No, a user can log into their account on one device at a time only. If the App is re-installed, user has to click on “Already registered?” button on landing screen to retrieve their wallet.

Can I have multiple accounts through the same phone number?

No, you can only have one wallet opened against your KYC details where registered mobile number has to be used.

Is there an offline method for getting the KYC done?

The details provided at EbixCash service desk will be used for KYC verification, the same is utilized to create a wallet and UPI ID.

Does every user have to get the KYC done?

Yes, it is mandatory for every FIRST ₹UPI App user to get the KYC done as per regulatory guidelines. Please follow the steps on the app to complete the KYC.

What are the documents required for KYC?

KYC verification is performed using any of the following documents of the user- International driving license or Passport.

What are the transaction limits?

With the FIRST ₹UPI App you can:

  • Transact upto INR 5,000 in the first 24 hours after registration
  • Transact up to INR 25,000 per transaction
  • Transact up to INR 1,00,000 per day
  • Can only perform P2M (Peer to Merchant) transfers

What is the holding capacity of the wallet?

The amount in your FIRST ₹UPI App wallet at any given point cannot exceed INR 2,00,000.

What is the PIN for the wallet?

At the time of registration user has to set up a 4-digit wallet PIN. The same has to be used for authentication at the time of making payments.

I lost my Joining code. What do I do?

You can reach out to EbixCash service desk along with the proofs submitted for KYC verification.

How can I transfer fund to another person who is not on the FIRST ₹UPI App?

You cannot transfer money from person to person on the FIRST ₹UPI App.

How can I add money to my FIRST ₹UPI App account?

The money can be loaded to your FIRST ₹UPI App account first at the time of registration. For adding money to the account subsequently, you can use your existing Credit or Debit card.

What are the fees & charges for using the FIRST ₹UPI app?

Type of transaction Fees
Loading INR amount to wallet As per conversion rate & EbixCash charges
Redeem INR amount to foreign currency As per conversion rate & EbixCash charges
Transaction to merchants Nil
Transaction at EbixCash for redeeming Nil

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