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How to Find Your UPI ID on Different Payment Apps

Key Takeaways

  • Key Takeaway ImageA UPI ID (Unified Payments Interface ID) is a unique identifier that facilitates seamless digital payments, eliminating the need to share bank account details for transactions.
  • Key Takeaway ImageKnowing your UPI ID is essential for receiving payments, linking multiple bank accounts, and ensuring a smooth transaction experience across different UPI-enabled apps.
  • Key Takeaway ImageIDFC FIRST Bank’s Savings Account offers a seamless UPI transaction experience, enabling quick and secure digital payments through its mobile banking app.
02 Apr 2025 by Team FinFIRST
Step-by-step guide to finding your UPI ID on Google Pay, PhonePe, Paytm, Amazon Pay, and other UPI-enabled apps.
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UPI (Unified Payments Interface) has revolutionised digital transactions in India, enabling instant fund transfers using just a UPI ID. This unique identifier links your bank account to a payment app, eliminating the need to enter complex account details. Whether you want to send or receive money, knowing your UPI ID is crucial.

If you use multiple UPI-enabled apps, you may need to retrieve your UPI ID across different platforms. Here’s a detailed guide on how to check UPI ID on various apps, ensuring a seamless digital payment experience.

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What is a UPI ID?
 

A UPI ID (Unified Payments Interface ID) is a virtual payment address (VPA) linked to your bank account, allowing you to conduct transactions without sharing sensitive banking details. It typically follows a standard format, such as:

  • mobilenumber@upi
  • username@bankhandle (e.g., 9876543210@ybl, yourname@okhdfcbank)

With an IDFC FIRST Bank Savings Account, you enjoy seamless UPI integration with any UPI app like Amazon Pay, Google Pay, Paytm, Phone Pe, etc. In addition, you enjoy one of the most competitive interest rates in the industry with a monthly interest payout and zero-fee banking on all common savings account services such as free debit card, cheque-book re-issuance, unlimited ATM withdrawal and more.

Here’s how a UPI ID makes banking easier:

  • Eliminates the need to share IFSC codes or bank account numbers.
  • Allows linking multiple bank accounts under a single UPI ID.
  • Facilitates payments on e-commerce platforms, mobile wallets, and merchant transactions.

With UPI, banking has become simpler, faster, and more secure, eliminating the need for complex account details while making everyday transactions effortless.

Finding your UPI ID on different mobile apps
 

Each UPI-enabled app provides a way to check your UPI ID. Here’s a step-by-step guide on how to find your UPI ID on popular UPI apps:

UPI ID on Google Pay
 

  1. Open Google Pay.
  2. Tap on your profile icon in the top left corner.
  3. Select bank accounts.
  4. Choose the bank account whose UPI ID you want to check.
  5. Your UPI ID will be displayed under the selected account.

UPI ID on PhonePe
 

  1. Open PhonePe.
  2. Tap on your profile icon at the top left.
  3. Click on My BHIM UPI ID.
  4. Your UPI ID will appear in the format mobilenumber@ybl.

UPI ID on Paytm
 

  1. Open the Paytm app.
  2. At the top of the homepage, tap on BHIM UPI.
  3. Your UPI ID will be displayed alongside your QR code (e.g., mobilenumber@paytm).

UPI ID on Amazon Pay
 

  1. Open the Amazon app.
  2. Tap on the menu (three lines) in the top left corner.
  3. Select Amazon Pay.
  4. Click on Amazon UPI.
  5. Your UPI ID (e.g., mobilenumber@apl) will be visible.

UPI ID on BHIM UPI
 

  1. Open the BHIM UPI app.
  2. Tap on Profile from the homepage.
  3. Your UPI ID (e.g., mobilenumber@upi) will be displayed.

UPI ID on Mobikwik
 

  1. Open the Mobikwik app.
  2. Your UPI ID (e.g., mobilenumber@ikwik) will be displayed at the top right.

UPI ID on WhatsApp Pay
 

  1. Open WhatsApp.
  2. Tap the three dots in the top right corner.
  3. Select Payments.
  4. Choose the linked bank account.
  5. Your UPI ID will be displayed under the account details.


Conclusion
 

UPI has become an integral part of India's digital economy, offering quick, secure, and seamless transactions. Knowing how to check UPI ID is essential for sending and receiving money effortlessly. Whether you use Google Pay, PhonePe, Paytm, Amazon Pay, or BHIM UPI, finding your UPI ID is just a few taps away.

With an IDFC FIRST Bank Savings Account, you can enjoy seamless UPI transactions, enhanced security, and a superior digital banking experience. Open your account today and experience the convenience of cashless payments!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

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