CKYC Registry
Customer care hotline Call 1800 10 888
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
We couldn’t find ‘’ in our website
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowPersonal Loan
Urgent financial needs can arise anytime. It could be a financial emergency, last-minute trip, or any other unforeseen expense. An instant personal loan is tailored for such situations and can truly be a lifesaver. Some examples of instant personal loans include quick loans and express loans, which are designed to provide an immediate access to funds. Do note that these two types differ in terms of the loan amount, processing time, and repayment plans. Understanding the key differences between these two loan options can help you with making the right choice based on your specific financial needs.
A quick loan is a financial product designed to typically offer small loan amounts with minimal documentation and instant approvals. These loans are ideal for minor emergencies, such as covering utility bills, small repairs, or immediate medical needs.
Quick loans are perfect for those who need funds immediately and can repay the amount within a short period.
Whether you need funds for small or significant expenses, IDFC FIRST Bank’s FIRSTmoney ensures convenience and efficiency at every step.
An express loan, on the other hand, is a personal loan offering larger amounts with expedited processing. These loans are suitable for significant financial needs, such as home renovations, weddings, or higher medical expenses and more.
Express loans balance speed with comprehensive financial support, making them suitable for planned yet urgent expenses.
Aspect |
Quick loan |
Express loan |
Loan amount |
Small – depending on bank’s policies |
Larger – 10 lakhs or more depending on the bank) |
Approval speed |
Instant (within minutes) |
Fast (within a few hours) |
Documentation |
Minimal (e.g., PAN card, Aadhaar card, and bank statements) |
Moderate (e.g., income proof, ID proof, bank statements, etc.) |
Repayment tenure |
Short (weeks to months) |
Longer (up to 5 years) |
Use case |
Minor emergencies |
Major planned or emergency expenses |
IDFC FIRST Bank’s FIRSTmoney smart personal loan combines the best of quick and express loans to provide a superior borrowing experience. Here’s why it stands out:
Both quick loans and express loans cater to different financial needs, and understanding their differences is key to making the right choice. While quick loans are ideal for minor emergencies, express loans are better suited for larger financial commitments.
With IDFC FIRST Bank’s FIRSTmoney smart personal loan, you can enjoy the benefits of both loan types — instant disbursals, flexible repayment, and minimal documentation — making it the perfect solution for any urgent financial requirement. Apply today to experience hassle-free borrowing and stay financially secure.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.