CKYC Registry
IDFC FIRST Bank Deposits
View all DepositsIDFC FIRST Bank Loans
View all LoansIDFC FIRST Bank Payments
View all PaymentsIDFC FIRST Bank Cards
View all CardsIDFC FIRST Bank Cash Management Services
View all Cash Management ServicesIDFC FIRST Bank Lending
View allIDFC FIRST Bank Treasury
See more detailsCustomer care hotline Call 1800 10 888
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Sorry!
We couldn’t find ‘’ in our website
Here is what you can do :
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowPersonal Loan
Picture this -
Three instances, and yet they have one thing in common - a sudden and unexpected need for funds.
Life can be like that - unexpected and sudden. It doesn’t always give a warning, nor does it wait for your paycheck. An unforeseen medical bill, a last-minute trip, or a large ticket expense can throw your whole budget off balance.
When you don’t have optimal liquid cash at your disposal, these emergencies can cause a financial strain. You might feel stuck, wondering how to manage these sudden expenses without hurting your savings or asking others for help.
You are not alone in this dilemma. But there’s good news! There’s a quick and stress-free way to get the funds you need, whenever you need them. It is called an instant personal loan.
Let’s break down what it's all about and how to get an instant loan online in just minutes.
An instant personal loan is a type of financial solution that gives you access to funds within minutes, if not seconds. All you have to do is apply for the instant loan online, and if you meet the loan eligibility criteria, the funds are sanctioned and disbursed to your bank account.
Compared to regular loans, which involve considerable documentation, application, and waiting, these personal loans have instant approval. The eligibility requirements are straightforward, and the application process involves minimal documentation, which streamlines the disbursal process.
Instant personal loans are the perfect fit for emergency funding. Here are the reasons why:
The first point is the most obvious benefit of immediate loans. Instant personal loans are pre-approved loans that do not require a considerable amount of time for processing. Moreover, digital verification speeds up the process, granting you access to funds within minutes.
Pro tip: When applying for a loan online, ensure that you choose a trusted provider, such as IDFC FIRST Bank, that offers a secure and encrypted gateway for loan issuance.
To get an instant personal loan, you don't need to pledge any collateral security or hunt for a guarantor. These are unsecured loans issued based on your eligibility.
Pro tip: You can choose a co-applicant to apply for the loan with you. This increases your eligibility and also helps you secure a higher loan amount.
Whether you need funds for a medical emergency or a last-minute trip, instant personal loans offer no-questions-asked funds for all your needs. You can use the loan to fund any type of personal or commercial funding needs without restrictions.
Pro tip: While the loan is multipurpose, borrow only what you need. Avoid overborrowing, as the repayments might prove unaffordable.
Instant personal loans do not have strict eligibility requirements. They typically review your credit score and income and then grant the funds based on these parameters.
Moreover, the documentation process is simple, and you can get the funds with an Aadhaar and PAN card. This minimises the red tape of the loan approval process and makes the loan easily accessible.
Pro tip: Maintain a high credit score to ensure your loan is processed easily and quickly. Additionally, keep your Aadhaar and PAN cards readily available for quick verification.
Instant loans offer a flexible choice of repayment tenure, allowing you to repay the loan affordably. Typically, the tenure ranges from 9 to 60 months, and you can select a period that offers affordable EMIs.
Pro tip: Use the loan EMI calculator to find a tenure that gives the most affordable EMIs. You can also use the prepayment facility to close the loan early if you have surplus funds.
Instant personal loans have become increasingly popular due to their benefits and ease of access. While there are many providers in the market, choosing the right one is crucial to securing the best and most trusted loan deal.
To find the right lender, here are some points to consider:
First, look for a provider regulated by the Reserve Bank of India (RBI) and with a reputable name in the market. Such institutions are genuine, and you can avoid the chances of loan scams.
For instance, IDFC FIRST Bank offers FIRSTmoney, which is an instant personal loan. The bank is RBI-regulated and has also been ranked amongst the ‘World’s Best Banks 2025’ by Forbes.
Check the interest rates and other charges associated with the loan. Ensure that the lender is transparent about the charges so you know exactly how much you will have to pay to borrow.
A responsive customer support can come to your aid whenever you have questions, grievances, or feedback to share. Lenders with a dedicated customer service department are preferred.
Check the repayment tenure, loan amount, and interest rate being offered. Choose a lender that offers flexibility in selecting loan terms, allowing you to negotiate an affordable and favourable deal.
FIRSTmoney from IDFC FIRST Bank offers pre-approved instant personal loans for all your financial needs. Offering a digital journey with instant disbursals, you can access funds immediately. Get up to ₹10 lakhs credited to your bank account within minutes - no paperwork, no waiting!
With FIRSTmoney, you can enjoy:
Face financial strains head-on with FIRSTmoney. Get instant funds and meet all your needs without worries or frown lines. With transparent charges, quick disbursals, and flexible repayments, FIRSTmoney can become your trusted and dependable friend in urgent situations.
You can get an instant loan online with a digital application process and video KYC.
Besides the credit score, you must be aged between 21 and 60 years and have a steady source of income from a salary or business.
Taking out a loan can temporarily reduce your credit score. However, maintaining a clean repayment history will ultimately improve your score.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.