CKYC Registry
IDFC FIRST Bank Deposits
View all DepositsIDFC FIRST Bank Loans
View all LoansIDFC FIRST Bank Payments
View all PaymentsIDFC FIRST Bank Cards
View all CardsIDFC FIRST Bank Cash Management Services
View all Cash Management ServicesIDFC FIRST Bank Lending
View allIDFC FIRST Bank Treasury
See more detailsCustomer care hotline Call 1800 10 888
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
Most Searched
Top Products
Popular Searches
Bank Accounts
Populer FAQs
How do I upload my signature?
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
How do I track service requests which I have already raised?
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
Sorry!
We couldn’t find ‘’ in our website
Here is what you can do :
Suggested
Get a Credit Card
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
Apply NowGet the assured, FD-backed FIRST Ea₹n Credit Card
Apply NowPersonal Loan
Urgent expenses can arise anytime, be it school fees, a wedding, foreign trip, or even pursuing higher studies. While your savings might offer some financial support, it might not be enough to cover the expenses at hand. In such cases, an unsecured personal loan can be a reliable financial solution.
For an unsecured personal loan, you do not have to pledge anything like your property, gold or shares. You have the liberty to use it as you want. Today you can get a personal loan instantly online. Since such loans do not require any collateral, they are able to provide quick access to funds, helping you cover your expenses without any delay.
Here’s what you need to keep in mind before applying for a personal loan -
When it comes to your eligibility for an unsecured loan, your credit score counts. What is a credit score? It is a 3-digit number, which is calculated based on the payment history, amount of debt, and length of the credit history of a borrower. You have a higher chance of getting a loan approval at favourable terms if you have a higher credit score of 800-850 points.
With IDFC FIRST Bank’s FIRSTmoney smart personal loans, you can borrow up to ₹10 lakhs if you have a credit score of 730 or above.
Before applying for an unsecured personal loan, you need to check whether you meet the minimum and maximum age requirements. The age criteria may vary for salaried and self-employed individuals depending on the bank. To be eligible for FIRSTmoney smart personal loans, whether you are salaried or self-employed, you just need to be between the ages of 21 to 60 years and have a stable income source.
Banks generally consider the stability of your employment or business, income, cash flow and fixed obligation-to-income ratio, which is a ratio of your monthly income and liabilities, to assess your repayment capacity. Your chances of acquiring a personal loan are high if you have good financial stability.
You can calculate your monthly EMI payment using the personal loan EMI calculator on the IDFC First bank website. With a FIRSTmoney loan, you have the flexibility to choose a suitable tenure between 9 months to 60 months. What makes this loan unique is the zero-foreclosure charge which allows you to repay your loan in full without any penalties.
The personal loan interest rate you get offered often depends on the amount of loan and the tenure you choose. The longer the tenure, the higher the amount of interest. Nevertheless, several banks offer an instant loan at a low interest rate based on the income proof, credit history, repayment capacity and applicant’s relationship with the bank. With IDFC FIRST Bank’s FIRSTmoney, you get an affordable interest rate starting at just 9.99%, making it easy to manage your EMIs.
Banks generally take about 1-2 business days to process the personal loan application, provided you have submitted all the necessary documents. However, there are instances when the loan is sanctioned within a few hours. For example, with a FIRSTmoney loan, you can conveniently get funds within a couple of hours of applying for the loan. Moreover, you can opt for multiple on-demand loans to meet additional funds requirements with just a single application.
Unsecured personal loans offer a convenient and reliable way to handle financial emergencies—without pledging security. With IDFC FIRST Bank’s FIRSTmoney, you can experience the ease of digital applications, instant approvals, competitive rates, and the flexibility to borrow more through on-demand loans. Whether you need funds for education, travel, or an urgent medical need, FIRSTmoney makes the borrowing journey simple and stress-free.
So, apply for a personal loan with FIRSTmoney and meet all your financial obligations with ease.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.