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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
A medical emergency, home repair, wedding expenses, or urgent travel – various financial needs can hit you without advance notice. While a personal loan is the perfect money problem solution, a personal loan from IDFC FIRST Bank offers several benefits. Let's find out how these short-term loans can help in your hour of need.
Instant access to funds
An emergency can occur without warning when you least expect it. So, having an option that you can rely on is essential. IDFC FIRST Bank Personal Loan is designed to offer you immediate monetary relief with a loan amount of up to Rs 1 crore. The loan application process at IDFC FIRST Bank is seamless and hassle-free, so you can get your money in no time and enjoy financial freedom, whatever the urgency.
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Competitive interest rates
Loans often come with notoriously high-interest rates. However, IDFC FIRST Bank's personal loans offer competitive interest rates starting from as low as 10.49%, which helps you save money while addressing a major financial emergency. You can easily create a budget around the loan without hampering your other lifestyle needs.
Ideal for short-term needs
IDFC FIRST Bank Personal Loan is an ideal companion for all your short-term needs. Tenures for the easy instalment loan can be extended up to 60 months, which offers you ample time to settle your loan while enjoying short-term liquidity to cover your needs. Moreover, these short tenures let you comfortably repay your debt without dauntingly high-interest rates that can be a problem with longer terms.
Suitable for loan consolidation
You can opt for an IDFC FIRST Bank Personal Loan to consolidate your credit card dues and other loan repayments. The affordable interest rates make it easier to clear your dues and improve your credit history in the process. You can also use the top-up facility if you need more funds during the loan term.
Easy prepayment option
If you get surplus funds during the loan term, you can pre-pay your personal loan before the tenure ends. As long as you use your own money, such as a salary hike, a bonus received at work, an inheritance, or something similar that is not another loan to pre-pay the loan, you can choose this option to be debt-free sooner.
Conclusion
The IDFC FIRST Bank Personal Loan is a great money problem solution. It can be used for miscellaneous financial needs and is a simple answer to your concerns. The loan is also a helpful financial tool that can make paying off your debts easier. Consider applying for a personal loan today that boasts competitive interest rates, has no hidden terms and conditions, and charges pocket-friendly fees.
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
