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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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How an EMI calculator can help you while applying for a Home Loan
Taking on a home loan is a big responsibility. In most cases, borrowers commit to repaying that loan over several years, even decades. As such, it is important to choose your home loan provider well – in terms of interest rate, tenure flexibility, paperwork requirement, and customer service. While all these variables are essential, interest rate and tenure flexibility have a more significant impact because they determine the loan's EMI.
IDFC FIRST Bank provides a free online home loan EMI calculator on its website in the interest of complete transparency. The EMI calculator allows you to input your borrowed amount, the rate of interest you will be paying, as well as the tenure over which you plan on paying back the loan. Using these three variables lets you know what your EMI amount will
1. It Gives You Accurate Results
An EMI calculator takes the guesswork and complex arithmetic out of the equation; all you need to do is input the relevant details, and lo and behold: your EMI amount is calculated for you. The IDFC FIRST Bank EMI calculator even allows you to adjust the variables using sliders, showing how much of a difference the rate of interest or tenure can make.
2. It is Faster Than Using a Manual Calculator
The IDFC FIRST Bank EMI calculator is incredibly quick and easy to use. You don't need actually to crunch any numbers. Move the sliders or input your loan amount, interest rate, and tenure manually – and you're all set; your EMI figure will be displayed in real-time.
3. It Helps You Plan Your Future Finances
The EMI calculator is an invaluable tool from the perspective of planning your future finances. With your expected EMI amount in front of you, you can start apportioning your income and expenses, decide your savings level, and even make career decisions.
4. It Allows You to Compare Lenders
The IDFC FIRST Bank EMI calculator can be used to compare home loans from different lenders. You can easily input the rates of interest and tenures offered by various lenders and compare the resulting EMIs to help you get a sense of who provides the best deal.
5. It Is Just So Easy!
More than anything else, the IDFC FIRST Bank EMI calculator is so easy to use. You don't need any mathematical skills or apply any complicated formulae. The calculator does all the heavy lifting for you.
A home loan is a big undertaking for most people, which is why they must do their due diligence before taking one. At IDFC FIRST Bank, we believe in complete transparency to allow the customer to make a sound decision based on all available information. To that end, our home loan calculator is an indispensable tool for all prospective borrowers.
Go ahead; get instant loan app and buy your dream home and live in it without a care!
Disclaimer
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
