Here’s how you can open a savings account online with IDFC FIRST Bank in minutes!

Today's digital banking infrastructure allows you to open a savings account online and manage your finances efficiently. With IDFC FIRST Bank, you can open a savings account seamlessly from the comfort of your home, without visiting a branch or dealing with physical paperwork. Whether you are starting your financial journey or looking to switch to a smarter banking experience, this guide will help you understand the simple steps involved in opening your online savings account.

What are the key features of IDFC FIRST Bank Savings Accounts?
 

With IDFC FIRST Bank, you enjoy a host of features and benefits to enhance your banking experience and help you meet your saving goals such as:

• Instant account opening: Open your savings account online quickly without the hassle of branch visits or lengthy documentation.
• Immediate account number generation: Get your customer ID, account number, and IFSC code instantly after account creation via your registered e-mail ID.
• Instant access to your account: Start using your account right away through the IDFC FIRST Bank mobile banking app.
• Seamless video KYC: Complete your KYC digitally without any paperwork or branch visit.
• Attractive interest rates with monthly interest payouts: Earn competitive interest credited monthly to your savings account and grow your wealth steadily.
• Zero fee banking: Enjoy zero fee banking on all common savings account services and save more on service charge.
• Innovative mobile app: Access and manage your account anytime with the award-winning IDFC FIRST Bank mobile banking app. Track expenses and monitor your spending habits with specialised digital tools. Get personalised investment recommendations and oversee all your accounts across various banks with the ‘Connect All Banks’ feature.
• Attractive debit card offers: Enjoy a full range of debit card benefits. For instance, with a 25K AMB savings account variant, you can get a high daily transaction limit of ₹6 lakh, ATM withdrawal limit of ₹2 lakh, complimentary domestic airport lounge access once every quarter, personal accident cover of ₹35 lakh, and air accident cover of ₹1 crore.  
• Free unlimited fund transfers: Transfer money as many times as required without worrying about incurring any additional transaction charges.
• Real-time transaction updates: Get instant SMS alerts and e-statements to stay informed about your account activity, completely free of charge.

How to open an IDFC FIRST Bank online savings account?
 

Follow the steps given below to open savings account online with IDFC FIRST Bank:

• Step-1: Click on the link to open your savings account 
• Step-2: Fill up your information accurately
• Step-3: Select your savings account variant
• Step-4: Fund your account online
• Step-5: Complete your video KYC now to transact freely. Once you have filled this information, your account will be opened immediately.

After your account has been set up, you will receive your Customer ID, Account Number, and IFSC code over email and SMS.

At IDFC FIRST Bank, we also provide you with a welcome kit. It will have all the information you need to operate your bank account.

What are the eligibility criteria to open a Savings Account with IDFC FIRST Bank?
 

To open a Savings Account with IDFC FIRST Bank, you need to:

• Be an Indian citizen
• Reside in India
• Meet the criteria laid out by the Government of India (GoI), if you are a Foreign National residing in India.

Which documents are required to open an IDFC FIRST Bank savings account?
 

To open an account online with IDFC FIRST Bank, you only require your PAN and Aadhaar number/VID number. If you wish to open a savings account offline, you need to carry the following documents:

• Passport-size photograph
• If you have a PAN card, it is mandatory to provide it while opening your account or submit Form 60
• Any one of the following officially valid documents (OVD):

- Aadhaar card

- Passport

- Voter's Identity Card issued by the Election Commission of India

- Driving licence 

- Job card issued by NREGA duly signed by a State Government officer

- Letter issued by the National Population Register containing details of name and address.

Conclusion

Opening a savings account online with IDFC FIRST Bank is an ideal choice for those seeking speed, simplicity, and smart banking solutions. With a fully digital process, high interest rates, zero fee banking, and robust security features, it’s easy to begin or enhance your financial journey. Embrace the future of banking today—open your IDFC FIRST Bank Savings Account and enjoy the benefits of modern, customer-centric financial services.