Shopping offers: Save more on travel, dining, retail, and more

Meera has a taste for the finer things in life. She wants to experience good food and travel, without overspending. But she wonders – can everyday shopping become an opportunity to elevate her lifestyle? With the FIRST SWYP Credit Card from IDFC FIRST Bank, this can be herr reality. This card can help Meera (and you!) get plenty of exclusive shopping offers.

Let’s explore how the FIRST SWYP Credit Card can help you unlock these shopping offers, leverage them to indulge in your favourite experiences and save money on your everyday expenses.

Exploring credit card offers across categories
 

The FIRST SWYP Credit Card goes beyond the standard credit card experience and presents a plethora of deals. Here are some of the key areas where you can save and earn rewards –

• Dining

The FIRST SWYP Credit Card offers –

-  20% discount on orders above ₹299 at Domino's twice a month

-  10% off on your Zomato orders twice a month with a minimum purchase of ₹299

With these shopping offers, enjoy a satisfying meal without breaking the bank.

• Travel

Do you dream of exploring new destinations or planning a relaxing getaway? The FIRST SWYP Credit Card has you covered. You can get the following shopping offers –

-  A discount code worth a total of ₹2,100 once a month on flight and hotel bookings through EaseMyTrip for the first three months of your card membership

-  10% instant discount on hotel and flight bookings exceeding ₹5,000, once every quarter

-  Four complimentary railway lounge accesses every quarter

-  1% surcharge on your fuel bills, with a maximum of ₹200 per month

• Retail

The FIRST SWYP Credit Card presents numerous exciting retail shopping offers, including –

-  20% instant discount on purchases above ₹1,250 at SUGAR cosmetics, both online and offline, once a month

-  10% instant discount on purchases exceeding ₹999 at TATA CLiQ, happening once every month

-  Over 300 merchant offers on all your favourite categories throughout the year

-  Complimentary Lenskart Gold membership

• Entertainment

The FIRST SWYP Credit Card offers a 25% discount on movie tickets, making your entertainment experience even more enjoyable.

Maximising your shopping offers
 

The power of the FIRST SWYP Credit Card is its ability to maximise your rewards as well as savings. Here’s an example of how you can combine multiple offers to stretch your rewards further to enhance your lifestyle –

• Stack your reward points

Start by utilising your joining benefits and collecting discounts through shopping offers. For example, you –

-  Plan a weekend gateway with EaseMyTrip and book flights and hotels

-  Shop for dresses and accessories for your holiday from TATA CLiQ

-  Order food through Zomato and Domino's during your staycation

These transactions will activate shopping offers with instant discounts.

• Leverage monthly spending milestones

With these expenses, you not only activate discounts but also get closer to achieving your monthly spends.

When you spend ₹5,000 in the first 30 days of getting your card, you earn 2,000 reward points worth ₹500. Additionally, spend over ₹5,000 to earn 200 points, ₹10,000 to earn 500 points, and over ₹15,000 to earn 1,000 points. Spending ₹5,000 via UPI nets you another 100 points monthly.

• Combine your reward points

Now it’s time to redeem rewards on your credit card!

For example, this month, you plan a trip abroad. First, you can leverage the shopping offers. Wait! You can also redeem your collected reward points on hotel or flight bookings when making the payment. Double benefits! This can substantially lower your booking costs.

This way, you stack and combine the shopping offers with the reward points to reduce expenses. Enjoy greater value with your FIRST SWYP Credit Card.

Elevate your lifestyle with the FIRST SWYP Credit Card
 

The FIRST SWYP Credit Card is the gateway to exclusive shopping offers to elevate your lifestyle. You can turn everyday expenses into rewarding experiences, all while saving money. So, ditch the notion of inexpensive shopping and embrace smart spending with the FIRST SWYP Credit Card today. 

What to expect from IDFC FIRST Bank International Credit Cards
 

People who travel abroad for business and leisure purposes can benefit significantly from international credit cards. Here’s how IDFC FIRST Bank adds more value -

1. Zero/low forex markup-

Enjoy no foreign transaction fees or reduced fees on overseas purchases and currency conversion.

2. International airport lounge visits-

Access exclusive lounges at airports worldwide for added comfort during your travels.

3. Travel insurance-

Benefit from comprehensive travel insurance coverage for added peace of mind during your trips.

4. Lucrative rewards on spends-

Earn attractive rewards on your spending, which may increase according to milestones reached.

5. Exciting joining bonuses –

When it comes to international credit cards like the Ashva and Mayura Metal Credit Cards, you can also tap into exciting joining offers! With the Ashva Metal Credit Card, earn ₹500 cashback on any four transactions worth ₹500 or above made within 60 days of card generation. Similarly, with the Mayura Metal Credit Card, earn ₹1000 cashback on any four transactions worth ₹1000 or above made within 60 days of card generation.

What can you expect from IDFC FIRST Bank Domestic Credit Cards
 

People travelling throughout India for business and leisure purposes can benefit significantly from domestic lounge access credit cards. Here’s how IDFC FIRST Bank adds more value -

1. Curated cards -



Different cards are designed to match the different lifestyles and needs of all Indian citizens. For example -

a. FIRST Millenia Credit Card - Tailored for millennials with benefits like dining discounts, online shopping offers, and entertainment discounts.

b. FIRST SWYP Credit Card - Targeted at Gen Z with perks such as rewards on digital spends, offers on movie tickets, opportunities for new experiences, and exclusive offers for online shopping.

c. FIRST Select Credit Card - Ideal for avid shoppers, this card offers rewards and discounts on retail purchases and access to exclusive sales.

d. FIRST Power Credit Card - Great for those who commute frequently, with waivers on fuel and utilities, plus roadside assistance benefits.

2. Domestic airport lounges and spa access-

Enjoy premium lounges at domestic airports and discounts on spa services to relax while travelling.

3.  Railway lounge access -

Enjoy comfortable and exclusive lounges at railway stations, making your travel experience more pleasant.

4.  Discounts on movie tickets -

Save with attractive discounts, making your entertainment outings more affordable.

5. Fuel waivers –

Some cards also give you fuel waivers, meaning you save on additional charges added to your fuel bills. This makes commuting, road trips, and travel easier.

6. Roadside assistance -

This benefit provides prompt help during vehicle breakdowns or emergencies, such as a flat tyre or empty fuel tank. It ensures you get quick support, minimising disruptions and potentially costly repairs.

7.  Rewards on spends on utilities and rent -

Earn rewards on payments for utilities and rent, which can accumulate into significant savings.

8. Golf session benefits -

Get complimentary or discounted golf sessions at select courses, making your leisure time more affordable.

Why choose an IDFC FIRST Bank Credit Card
 

An IDFC FIRST Bank Credit Card offers tailored benefits, cost savings, and lifestyle perks. With rewards on everyday spending and exclusive conveniences like airport lounges and roadside assistance, it enhances your financial management and overall experience.

Whether you're looking to save on expenses, enjoy special benefits, or simplify your travel and leisure activities, an IDFC FIRST Bank Credit Card is designed to meet your needs effectively. Apply for one today!