How to get more from your money with a RuPay credit card

Are you looking for a credit card with excellent benefits and rewards? A card that is widely accepted across India? Consider a RuPay Credit card.

As one of the country's most popular credit cards, RuPay offers various perks that make it an attractive option for daily spending and special occasions. From cashback offers and discounts to exclusive privileges and reward points, the RuPay credit card has something for everyone.

IDFC FIRST Bank has the perfect solution with their RuPay credit cards complementing your requirement - the FIRST Power and FIRST Power+ Credit Cards. These cards offer additional benefits that can lead to significant savings on fuel payments at HPCL, groceries, utilities, and much more. 

RuPay credit card benefits
 

Here's how you can make the most of your FIRST Power and FIRST Power+ Credit Cards -

FIRST Power 
 

· Get savings on various expenses each month, including fuel, groceries, utility bills, and IDFC FIRST FASTag recharges

· With this fuel credit card, save on fuel expenses by earning 3.5% in rewards on HPCL fuel, and 1.5% as Happy Coins rewards through the HP Pay App

· Save up to 2.5% in rewards on grocery and utility expenses of up to ₹2,000 each month

· Save up to 2.5% in rewards on IDFC FIRST Bank FASTag recharges of up to ₹1,000 each month

· Earn 2X rewards on other retail transactions, which translates to 2 reward points per Rs 150 spent, or Rs 0.50

· For spends on HPCL fuel, earn 21 Reward Points, while grocery and utility expenses, and IDFC FIRST FASTag recharges fetch you 15 Reward Points per ₹150 spent

· The rewards structure for the HP Pay App is 6 payback rewards per Rs 100 spent on fuel payments

FIRST Power+
 

You can save up to 6.5% on your fuel expenses with the following rewards -

· 5% savings as rewards on HPCL fuel expenses, up to ₹10,000 every month

· 1.5% savings as payback rewards through HP Pay App for fueling up to ₹10,000 every month

Additionally, you can get the following -

· 5% savings as rewards on grocery and utility expenses of up to Rs 2,000 every month

· 5% savings as rewards on IDFC FIRST FASTag recharge of up to Rs 1,000 every month

· 3X rewards on all UPI and other retail transactions, which means three reward points per ₹150 spent, equivalent to ₹0.75

The reward structure for 
 

· HPCL fuel is 30 reward points per ₹150 

· Grocery and utility and IDFC FIRST FASTag offer 30 rewards per Rs 150 

· HP Pay App is 6 payback rewards per Rs 100 spent

​​RuPay credit card offers
 

IDFC FIRST Bank has partnered with various well-known brands to get you the benefit of special promotions and discounts. 

Some popular brands include
 

· FirstCry – 35% off on bill value

· Springwel Mattress – 25% off on the total bill 

· Wynk Music – Extra 46% off on quarterly subscription

· Freshmenu – 25% Off on Orders

· Archies – Flat 10% off

How to apply for a RuPay credit card? 
 

To apply for your FIRST Power or FIRST Power+ Credit Card –

· Go to the IDFC FIRST Bank Credit Card webpage

· Fill in your basic information and confirm your identity with the OTP sent to your mobile phone

· Provide additional personal details such as your PAN, occupation, monthly income, current address, and gender

· Check your eligibility for the card

· If eligible, fill out the online application form

Conclusion
 

With the RuPay credit card, you can earn points and rewards for every rupee spent. It translates to better savings and better returns in the long run. You can also redeem the accumulated points at a later stage. 

The power-packed FIRST Power and FIRST Power+ Credit Cards help you streamline your expenses better. Apply now and enjoy excellent benefits!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.