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Why a metal travel card is the ultimate passport to luxury

Key Takeaways

  • A travel card offers exclusive perks such as airport lounge and spa access as well as exceptionally low or even zero forex markup.
  • You can carry India in your heart with the prestige and beauty of a metal card like the Ashva and Mayura Credit Cards from IDFC FIRST Bank.
  • These premium credit cards in India offer several benefits, such as higher rewards and travel insurance, making them the perfect choice for frequent travellers.
17 Jan 2025 by Team FinFIRST

Jiya is a globetrotting entrepreneur who effortlessly blends business and leisure. Her Instagram feed is a tapestry of private beaches, five-star lounges, and Michelin-starred dining experiences. But beyond the curated snapshots lies a secret weapon – her metal credit card. For Jiya, her travel card isn’t just about spending power; it’s a gateway to exclusive privileges and an extension of her sophisticated lifestyle.

For individuals like Jiya, premium credit cards in India, such as Ashva and Mayura Credit Cards from IDFC FIRST Bank, are far more than transactional tools. They are passports to luxury, status symbols reflecting refined taste, and enablers of an elevated travel experience.

But why are metal travel cards hailed as the ultimate symbol of prestige in luxury travel? Let’s find out.

The prestige of using metal credit cards
 

Why are metal cards seen as a status symbol? Unlike plastic cards, their weight and sleek design evoke a sense of sophistication and luxury. Carrying one signals exclusivity – the financial equivalent of wearing a bespoke watch or carrying a designer handbag. These cards are often reserved for high-net-worth individuals, making them rare and desirable.

A metal card doesn’t just look good; it feels good. It represents your entry into an elite club of travellers who prioritise not just spending power, but also the intangible benefits of distinction and exclusivity. This prestige makes them the best travel credit cards for those who appreciate the finer things in life.

Benefits beyond the aesthetic
 

While the appearance of premium credit cards like Ashva and Mayura Credit Cards is undeniably appealing, their true value lies in the privileges they offer. Here’s what makes them one of the best travel cards –

1. Airport lounge access
 

Whether you are waiting for a connecting flight or arriving early for a meeting, you can enjoy complimentary access to luxurious airport lounges and spas worldwide with your metal travel card. For instance, with the Ashva Credit Card, Jiya gets four domestic and two international lounge visits per quarter. The Mayura Credit Card takes it up a notch, offering four international and four domestic lounge visits, including one guest pass to a domestic lounge every quarter.

2. Enhanced rewards system
 

You can maximise your spending power with the 10X reward system on Ashva and Mayura Credit Cards on purchases over ₹20,000 in a statement cycle and on your birthday. These premium credit cards in India offer higher-tier rewards for travel and lifestyle expenses, ensuring every rupee spent translates into exclusive benefits.

3. Save big on international transactions
 

With the 0% forex markup on the Mayura Credit Card and a low 1% forex fee on the Ashva Credit Card, you can enjoy cost-effective transactions abroad. These features position these cards among the best forex cards in India, ensuring you can indulge in global luxuries without worrying about hidden charges.

4. Comprehensive travel insurance
 

While travel cards offer some of the best benefits to enhance your travel experience, plans might not always go as intended. You can protect yourself in these situations with the free trip cancellation and travel insurance available on metal travel cards.

best travel credit card

The role of metal cards in luxury travel
 

For frequent travellers, a travel card is not just a necessity; it’s an enabler of unique experiences. With the Ashva and Mayura Credit Cards, you can access exclusive privileges such as complimentary golf rounds or buy-one-get-one movie tickets. These perks open doors to experiences that align with your refined tastes and allow you to travel in style.

But you don’t just travel – you create memories. Whether relaxing in a spa before a flight or enjoying complimentary golf lessons, your travel card can transform mundane routines into memorable moments.

IDFC FIRST Bank Metal Credit Cards: Ashva and Mayura
 

When choosing the best travel credit card, the Ashva and Mayura Credit Cards from IDFC FIRST Bank are prime examples of luxury and functionality. Here’s why they’re perfect for frequent travellers.

Features of Ashva Credit Card
 

Rooted in the symbolism of power and pride, the Ashva Credit Card is the ideal companion for those who seek to merge practicality with indulgence. Key features of this travel card include –

  1. Exclusive cashback – Earn ₹2,000 cashback within 60 days of card generation.
  2. Travel perks –  With the Ashva Credit Card you can enjoy –
    1. Four international and two domestic complimentary airport lounges per quarter
    2. Four railway lounge access per quarter
    3. Free trip cancellation coverage of up to ₹25,000 twice a year
    4. A minimal 1% forex markup
  3. Lifestyle benefits – Access exclusive lifestyle benefits, including –
    1. Two complimentary golf rounds/lessons every month
    2. Buy-one-get-one offer on movie tickets up to ₹500
    3. 1 % fuel surcharge waivers
  4. Rewards system – Earn up to 10X reward points on crossing ₹20,000 spends in a cycle.

Features of Mayura Credit Card
 

Representing elegance and beauty, the Mayura Credit card offers an elevated experience for luxury travellers. Its unmatched benefits include –

  1. Superior cashback – Earn ₹4,000 cashback on eligible transactions within 60 days.
  2. Zero forex markup – Experience seamless international transactions without extra fees thanks to zero forex, making it the best forex card in India.
  3. Expanded privileges – Enjoy complimentary access to four international and four domestic airport lounges and spas, as well as higher-tier rewards for you and your guests.
  4. Exclusive features – Receive 24 complimentary golf rounds annually and enjoy trip cancellation protection for up to ₹50,000 twice a year.

Both cards come with comprehensive insurance, 24X7 roadside assistance, and the prestige of being among the best premium credit cards in India.

Elevate your travel with metal travel cards
 

For luxury enthusiasts and frequent travellers, metal travel cards like the Ashva and Mayura Credit Cards offer more than just spending power – they represent a lifestyle. From substantial rewards to insurance coverage, these cards ensure every journey is seamless and stylish.

So why settle for ordinary when you can elevate your travel experiences? Choose a travel card that mirrors your aspirations, blends sophistication with functionality, and redefines how you explore the world. Jiya found her perfect companion with the Mayura Credit Card. What about you?

Unlock luxury, convenience, and exclusivity with metal credit cards from IDFC FIRST Bank. Apply today and redefine your travel journey!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.