How to buy gift cards to save money this festive season

The festive season just around the corner, and it brings with it a whirlwind of joy, celebrations, and, of course, shopping. No matter what the occasion, one thing is for sure — we all want to give and receive special gifts that bring smiles and warm our hearts.

But, let's face it, the festivities can take a toll on our wallets. The pressure to find the best gift, combined with the lure of irresistible sales and discounts, often leaves us feeling short on cash.

However, we have the perfect solution for you — buy gift cards using credit cards. You don’t have to spend a lot of time choosing the perfect gift and it won’t burden your wallet either.

Read along to learn more about how to buy gift cards using credit cards. 

How to use gift cards?
 

Unlike getting a gift and having to take the time to return it, a gift card is incredibly easy to use. While most offline vouchers need to be used in-store, gift cards can be redeemed from anywhere with a few taps.

Another advantage is that your loved ones can redeem their gift cards on various occasions, including: 

• Relaxing at spas or other wellness retreats
• Shopping online or at retail stores
• Dining at fancy restaurants
• Watching a movie at the theatre
• Buying a subscription to an OTT streaming platform

Why use credit cards for festive shopping?
 

That was all about gift cards! Now, how does buying gift cards help you save money? 

Usually, when you buy gift cards with a credit card, you get access to various additional perks such as:

• Attractive cashback on purchases 
• Reward points
• Extended warranties and purchase protection
• Keep track of your purchases
• Enhanced safety and security

Why choose IDFC FIRST Bank Credit Cards for buying gift cards?
 

IDFC FIRST Bank Credit Cards come with added benefits such as:

• 10X accelerated reward points on incremental purchases over ₹20,000
• No expiry date on reward points
• Redeem reward points on any online transaction
• Low interest rates starting at just 0.75% per month

How to buy gift cards?
 

You can buy gift cards through various methods—offline at a store, or online, and the process is very simple.

• Offline -
  
  

  Let's say you want an Apple store gift card. Walk into the Apple store and talk to the cashier. Tell them how much you want the gift card to be worth and how many you need.

• Online -
  
  

  The process is the same when you buy gift cards online. To purchase an Amazon.com gift card online, for instance, go to Amazon's official website, choose and add the gift card you want to your card, and select the delivery method. After that, proceed as usual to the checkout page and choose your preferred online payment method—UPI, debit card, or credit card.

• Gift Card Marketplaces -
  
  

  Many websites specialise in selling gift cards from various brands. You can explore these marketplaces and use your credit card to make purchases.

Tips for maximising credit card rewards
 

While you can buy gift cards using various ways, buying them with a credit card is one of the most attractive options. Here are a few tips that will help you maximise your credit card rewards - 

• Look for a credit card that aligns with your shopping needs
• Keep an eye out for special promotions and bonuses that credit card companies offer during the festive season
• Collect your rewards points strategically and redeem them for maximum value

Wrapping up
 

Gift cards are like these special cards that let the people you care about choose their own gifts. Add to that the convenience of credit cards that let you earn rewards and save money, and voila, you have the best gift.

However, you must be safe when you browse different gift options using your credit card. Use reputable platforms, monitor your statements vigilantly, and be cautious when sharing sensitive data.

As you gear up for festive shopping, remember that your IDFC FIRST Bank Credit Card can be your ultimate companion. It not only ensures the safety and security of your transactions but also adds an extra layer of joy through rewards and cashback. So, apply for a credit card that suits your needs now!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.