Harnessing the power of the FIRST SWYP Credit Card for travel, shopping and everyday savings

An effective credit card is one that helps customers improve their daily life through relevant rewards and benefits that can be accessed throughout the year. Read further to know everything about IDFC FIRST Bank’s FIRST SWYP Credit Card.

What are the benefits offered by the FIRST SWYP Credit Card?
 

IDFC FIRST Bank’s FIRST SWYP Credit Card offers practical benefits that truly improve the everyday lifestyle of the cardholder. Its benefits, worth over ₹30,000 per year, are spread across various categories such as luxury, travel, and utilities. Here are the key features of the FIRST SWYP Credit Card:

The FIRST SWYP Credit Card offers year-long merchant offers to cardholders
 

IDFC FIRST Bank has partnered with popular brands offering several services to help make banking tasks more efficient for its customers through the FIRST SWYP Credit Card. These partners offer services across various domains, including dining, shopping, entertainment, and travel. Customers can avail these benefits throughout the year including discounts and special privileges at partner establishments. These benefits can help customers indulge in their favourite experiences while saving more money on a daily basis. The FIRST SWYP Credit Card offers discounts starting from 10% on brands such as Dominos, EaseMyTrip, SUGAR Cosmetics, TATA CLiQ and Zomato:

Customers can also earn 100 reward points for every ₹5000 UPI spend per statement month. 

IDFC FIRST Bank’s refer and earn program helps customers increase their rewards:
 

IDFC FIRST Bank customers who have the FIRST SWYP Credit Card can earn higher rewards by referring the card to their friends and family. The following table contains the details of all the rewards that customers can benefit from by referring the FIRST SWYP card to multiple people:

The card offers complimentary roadside assistance and a 1% fuel surcharge waiver:

If an IDFC FIRST Bank customer who has the FIRST SWYP card gets stranded on a highway due to a flat tyre or any other car issue, the complimentary roadside assistance provided by the card can offer them immediate assistance. On placing a phone call, the customer can rely on professional assistance that is dispatched to the location, ensuring that they have no issues for the rest of their journey.

The FIRST SWYP Credit Card also offers a 1% fuel surcharge waiver of up to ₹200 every month on refilling fuel at select fuel stations across India. This feature helps customers save money in the long run.

Customers benefit from complimentary railway lounge access:

IDFC FIRST Bank customers who have the FIRST SWYP Credit Card can rest assured about spending the layovers during their train journeys comfortably. The card offers access to exclusive railway lounges across India, including access to complimentary refreshments and comfortable seating.

Joining benefits offered by the FIRST SWYP Credit Card:

The FIRST SWYP Credit Card also offers special joining benefits to customers. Customers can enjoy a complimentary Lenskart Gold Membership of ₹600 yearly.  This card also includes 2000 RP (Reward Points) worth ₹500 upon customers spending ₹5000 or more within the first 30 days of their card getting issued. Customers can also enjoy ₹500 off on a minimum booking amount of ₹5000 for one-way domestic flights and ₹700 on a minimum booking amount of ₹7000 for round-trip domestic flights via EaseMyTrip. This also includes ₹700 off on a minimum booking amount of ₹4000 for domestic hotel bookings. Do note that this offer is valid for 3 months from the card issuance on payment of the joining fee. (Code: JOFFSWYP)

IDFC FIRST Bank offers reward points to customers who pay their house rent using the card:

The FIRST SWYP Credit Card follows the monthly milestone rewards structure. Customers get 200 reward points on spending ₹5000 using the card and a total of 500 reward points on spending ₹10,000. If a customer spends ₹15,000 using the card, they get 1000 reward points. Moreover, customers who pay they rent using the FIRST SWYP Credit Card get a special benefit. On a minimum rental spending of ₹20,000 monthly, customers earn 400 reward points. To avail of this benefit, customers must register their credit card on their preferred online rent payment platform.

Customers can convert their transactions or balances into easy EMIs:

One of the main benefits of the FIRST SWYP Credit Card is the ability to convert large purchases into simple EMIs. Customers can convert their transactions or balances greater than ₹2500 into easy equated monthly instalments (EMIs) using their FIRST SWYP Credit Card. IDFC FIRST Bank charges no interest charges and processing fees except the monthly EMI fee. However, the foreclosure fee is applicable. The monthly EMI flat conversion fee is dynamic and dependent on the transaction amount and tenure. The EMI amount will be a part of the minimum amount due payable by the cardholder during the EMI tenure.

How to apply for the FIRST SWYP Credit Card?

Customers can follow a simple, five-step procedure to apply for the FIRST SWYP Credit Card:

• Click here to fill out the application form for the IDFC FIRST SWYP card through the app or the website.
• They must provide the required information such as their identity-related documents, address, and income proof.
• They must submit the application form.
• Once their application form has been approved, customers will receive their FIRST SWYP Credit Card at their registered address.

IDFC FIRST SWYP Credit Card offers special features to customers that helps them improve their lifestyle through helpful rewards and benefits. 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.