The perks of owning a super-premium credit card that's free for life

As someone who values luxury and the finer things in life, owning a super premium  credit card can be a game-changer. However, not all super-premium credit cards are created equal. Enter the FIRST Wealth credit card. Not only is this card luxurious in every sense, but it's also free for life. Here are some of the perks of owning the FIRST Wealth credit card:

FIRST Wealth Credit Card
 

The IDFC FIRST Wealth Credit Card boasts some of the finest credit card advantages that IDFC FIRST Bank offers. A customer who regularly uses credit cards can save more than Rs 18,000 annually on this card. Among the remarkable FIRST Wealth Credit Card features are travel and lifestyle benefits, attractive interest rates and evergreen rewards.

FIRST Wealth Credit Card eligibility
 

Some of the eligibility criteria for credit cards typically checked by IDFC FIRST Bank while issuing a credit card are -

· You must be at least 18 years of age

· You must have an income source. The exact income requirement is based on the bank’s discretion

· You must have an excellent credit score

· You must have a healthy credit utilization ratio

· You must be an Indian citizen

Features and benefits of the FIRST Wealth Credit Card
 

The FIRST Wealth Credit Card comes with some very attractive features and benefits -

· Joining benefits 
 

FIRST Wealth Credit Card advantages begin with the welcome benefits. You get a Rs 500 voucher on spending Rs 5,000 or more within 30 days of card generation. You also get a 5% cashback of up to Rs 1,000 on the transaction value of the first EMI conversion, provided it is made within 30 days of card generation.

· Rewards
 

If you spend within Rs 30,000 per month on this card, you get 3X reward points on offline purchases and 6X on online. Beyond Rs 30,000 per month, and on your birthday, you earn 10X reward points. These reward points can be used to pay for online and in-store purchases. And the reward points never expire.

· Travel
 

FIRST Wealth cardholders can travel with peace of mind and in ultimate luxury. Its travel credit card advantages include four complimentary domestic and international airport lounge and spa access per quarter, two complimentary golf rounds, airport fast-track immigration service discounts, airport transfer, limousine service discounts, concierge facility, and access to premium benefits in over 900 luxury hotels across the world. 

· Fees and charges

Perhaps one of the most significant advantages of owning the FIRST Wealth credit card is the lack of an annual fee. Unlike other super-premium credit cards that come with hefty annual fees, FIRST Wealth cardholders can enjoy the benefits of a luxury Credit Card without the added cost.

The interest rates start at as low as 0.75% per month. Additionally, withdrawals from domestic and international ATMs are interest-free for up to 48 days.

· Lifestyle
 

It includes buy-one-get-one (BOGO) movie tickets, up to 20% discount on over 1500 restaurants, up to 15% discount across over 3000 health and wellness outlets, and more than 300 year-long merchant offers.

· Insurance and driving benefits
 

Credit card advantages in this section include travel insurance of $1200, Rs 10 lakh personal accident cover, Rs 1 crore air accident cover, 1% fuel surcharge waiver of up to Rs 400, and complimentary roadside assistance of Rs 1,399.

Conclusion
 

In conclusion, owning the FIRST Wealth credit card is a game-changer for those who value luxury and fine experiences. With exclusive travel benefits, a premium rewards program, and no annual fee, the FIRST Wealth credit card is the ultimate choice for those who demand the best.

The IDFC FIRST Wealth Credit Card offers unparalleled credit card advantages and privileges and attractive cost savings. And you can manage the card effortlessly with the IDFC FIRST Bank Mobile App.

Make FIRST Wealth Credit Card the yours today!

Note: The welcome bonus/joining benefits listed here are for credit cards issued after 9th October 2023. For cards issued earlier, please visit https://www.idfcfirstbank.com/credit-card

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.