Need a quick fix? Guide to the best RuPay credit card

When it comes to credit cards, there are numerous options available in the market today. One option that's gaining popularity in India is the RuPay credit card. However, with so many different Rupay credit cards available, choosing the best RuPay credit card can be challenging. 

In this article, we'll explore more about these popular credit cards and why selecting the best RuPay credit card is crucial.

So, whether you're new to RuPay credit cards or looking to switch to a new one, this article is for you. 

RuPay credit card benefits
 

· Low transaction fees –
 

 One of the most significant RuPay credit card benefits is their low transaction fees, which are typically lower than those of other credit cards. It makes them a popular choice for those seeking to save on credit card expenses.

· Wide acceptance – 
 

Since they are issued by the National Payments Corporation of India (NPCI), RuPay credit cards are accepted at most merchant establishments in the country, making them a convenient option for user Rupay global credit cards, such as the FIRST Power and FIRST Power+ credit cards are accepted in over 42.4 million POS locations and over 1.90 million ATM locations in 185 over countries and territories worldwide

· Various rewards programs – 
 

They provide various rewards programs and cashback offers, making them a lucrative option for those who use credit cards regularly. RuPay credit card offers can include discounts on dining, travel, shopping, and other exclusive offers and privileges

· Secure transactions – 
 

RuPay credit cards are often associated with secure transactions and fraud protection, providing peace of mind to users when making purchases or transactions.

What to look for in your RuPay credit card?
 

When choosing a RuPay credit card, several factors must be considered –

· Consider your spending habits and financial goals to determine which type of RuPay credit card will work best for you. For example, if you frequently travel or shop online, a credit card with a travel or online shopping rewards program may be more beneficial

· Another factor to consider is the RuPay credit card annual fee, interest rates, and other charges. Some RuPay credit cards offer no annual fee, while others have a fee that can range from moderate to high, depending on the features offered

· It's also important to consider the credit limit of the card, as it should match your spending requirements and ability to pay the bills on time

The best RuPay credit card in India

IDFC FIRST Bank makes the switch to RuPay credit cards easy with their FIRST Power and FIRST Power+ Credit Card, packed with mobility, utility and lifestyle benefits. Here's the best part –

FIRST Power Credit Card
 

• Annual savings of up to Rs 7,000, equivalent to over 65 litres of fuel

• Welcome benefits worth ₹2250

• Earn 2x rewards on all UPI and other expenses

• Rewards earned on the card never expire

• Low and dynamic interest rates starting at 9% per annum

• 0% interest on ATM cash withdrawals until the due date

What's more, benefit from exclusive offers available from your favourite brands. Enjoy fantastic deals and discounts across various popular brands like Zomato, Wynk Music, The Bluestone and more.

FIRST Power+ Credit Card
 

• Annual savings of up to Rs 18,500, equivalent to over 175 litres of fuel

• Welcome benefits worth ₹2500

• Earn 3x rewards on all UPI and other expenses

• Lifestyle privileges, such as complimentary airport lounge access

• Rewards earned on the card never expire

• Low and dynamic interest rates starting at 9% per annum

• 0% interest on ATM cash withdrawals until the due date

How to apply
 

Here's how you can apply for your FIRST Power and FIRST Power+ Credit Card –

• Visit the IDFC FIRST Bank Credit Card link

• Enter your basic details, including your name and contact information

• Confirm your identity by providing the one-time password (OTP) you'll receive on your mobile phone

• Provide additional personal details such as your PAN, occupation, monthly income, current address, and gender

• Determine your eligibility for an IDFC FIRST Bank Credit Card

• If you're eligible, fill out the online application form for the available card

 Conclusion
 

Choose the best RuPay credit card for your essential needs. Sign up for a FIRST Power and FIRST Power+ Credit Card today!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.