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Credit Card

NRI Credit Card: Experience the joys of zero forex fees or extra charges

Summary: The IDFC FIRST WOW! Credit Card is ideal for NRIs looking to use their credit card in India and overseas with features like zero forex fees, global acceptance and never-expiring reward points.

23 May 2023 by IDFC FIRST Bank

For global citizens, there is no better companion than a credit card that is truly global at heart. A card designed to make life easier, whether you’re a resident or a non-resident Indian. A card that gives you the freedom to explore the world, without the worry of high forex charges and hidden fees.

That’s why we’ve introduced the FIRST WOW! Credit Card for NRIs – a global-minded credit card, just like you! Backed by a fixed-deposit, it’s an assured credit card available instantly.

 

Wondering what’s in store? Just a multitude of benefits.

• Accepted in major countries across the globe. Live, travel, and vacation almost anywhere; we got you covered!

• No forex mark-up fee on international spends; use your card in your country of residence and pay no additional charge.

• Pay in INR during your Indian sojourns without worrying about forex mark-up fees.

• Access to the VISA Infinite Platform – a one-stop destination for premium privileges across different merchants.

• No joining or annual fee, ever! Apply for the card at no cost, now and forever after.

• Get a credit limit worth 100% of your FD value

• No additional interest on cash withdrawals.

• Low Annual Percentage Rates (APRs), so use the card without worrying about sky-high charges.

• Convert outstanding balances to easy EMIs. Shop and spend guilt-free with affordable payments over a few months.

• Made a big-ticket purchase? Pay it off in easy and flexible EMIs.

• Attractive offers and deals across various merchants in India and abroad.

And the list goes on….

Also, for those with wanderlust, it is the perfect travel companion with special offers and discounts on your trips via IDFC FIRST Bank’s TravelVerse program –

Partner

Validity

Offer Construct

Qatar Airways

June 20 ‘23

Get up to 12% Off

Booking.com

Sep 15 '23

Get up to 10% cashback

Vista Rooms

Sep 15 '23

Get up to 15% Off up to a maximum of ₹3000

IGH Hotels & Resorts

June 30 '23

Get up to 15% Off on stay & 20% Off on F&B


If “WOW!” is your reaction, then applying now is the appropriate action.

Apply for the FIRST WOW! Credit Card for NRIs and get the gift that keeps on giving!

 

 

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.