Explore all Credit Cards
Premium Metal
0% Forex & Travel
Lifetime Free
10X Rewards
UPI Cards
Fuel & Utility
Showstopper
Credit Builder
More
Customer Support
Explore NRI Banking
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
Markets & Beyond
Customer Support
Explore Startup Solutions
Explore Corporate Banking
Corporate Account
Cash Management Services
Supply Chain Finance
Corporate Lending
Treasury
NBFC Financing
Customer Support
BRAVO (Auto Sweep)
Explore Business Banking
MSME Accounts
Trade Services
MSME Loan
MSME Solutions
Debit Card
Offers
Customer Support
Explore Gift City
About Us
Investors
Careers
ESG

FOLLOW US ON :

Download Now

  • App Store
  • Google Play

Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

  • Activate your Credit Card within minutes and enjoy unlimited benefits

    Know More

  • One FASTag, three payments:Toll, fuel and parking

    The only FASTag with triple benefits

    Apply Now

FinFIRST Blogs

Credit Card Savings Account Personal Loan Home Loan Car Loan Education Loan Two Wheeler Loan NRI Business Banking Fixed Deposit Finance Beyond Banking MyFIRST Mobile Banking Startup Banking Investments Salary Account
Apply Now

Credit Card

10 Benefits of the FIRST Power and FIRST Power+ Credit Cards

Key Takeaways

  • IDFC FIRST Bank and Hindustan Petroleum bring the FIRST Power and FIRST Power+ Credit Cards for fuel with benefits like fuel savings, insurance, EMI options, and more.
  • Enjoy up to 6.5% savings per month on fuel expenses via rewards and fuel surcharge waivers.
  • Get cashback benefits up to ₹500 on making your 1st HPCL fuel refil in the first month.
31 Mar 2023 by IDFC FIRST Bank
Uses of Credit Card
Apply Now

You may have noticed fuel credit cards with the names of oil companies or cards bearing logos of airlines and retail chains. These are co-branded credit cards, where the card issuer ties up with a brand of goods or services.

If you are a regular credit card user, getting a co-branded credit card can unlock several benefits like merchandise discounts, accelerated reward points, and additional savings on shopping at the brand’s outlets.

IDFC FIRST Bank and HPCL (Hindustan Petroleum Corporation Limited) bring you the FIRST Power and FIRST Power+ Credit Cards, combining fuel credit card features with the best credit card rewards and other offers.

READ MORE

Cashback on Credit Card
Cashback on Credit Cards: A beginners guide
woman holding a credit card
7 Reasons why every modern wallet needs a Credit Card

 


Benefits of the FIRST Power and FIRST POWER+ Credit Cards



Features and Benefits

FIRST Power

FIRST Power+

Fuel Savings

5% savings per month on fuel expenses via rewards

6.5% savings per month on fuel expenses via rewards

Non-fuel transaction savings

2.5% savings every month on grocery and utility expenses via rewards

5% savings every month on grocery and utility expenses via rewards

FASTag recharge

2.5% savings per month on IDFC FASTag recharge of via rewards

5% savings per month on IDFC FASTag recharge of via rewards

Welcome benefits
  1. ₹250 cashback on 1st HPCL fuel transaction of  ₹250 and above (within 30 days of card set up)
  2. 5% cash back up to ₹1,000 on your first EMI conversion within 30 days of card activation
  1. ₹500 cashback on 1st HPCL fuel transaction of ₹500 and above (within 30 days of card set up)
  2.  5% cash back up to ₹1,000 on your first EMI conversion within 30 days of card activation

Reward Points

For every ₹150 spent, you earn:

  1. 21X Reward Points on HPCL Fuel
  2. 15X Reward Points on Grocery & Utility and IDFC FASTag recharge
  3. 2X Reward Points on all UPI and other retail transactions

1 RP = ₹0.25

For every ₹150 spent, you earn:

  1. 30X Reward Points on HPCL Fuel, Grocery & Utility and IDFC FASTag recharge
  2. 3X Reward Points on all UPI and other retail transactions

1 RP = ₹0.25

HP rewards

Earn 6 Payback Reward Points for every ₹100 fuel spend through HP Pay App, capped at 600 points per month 

Earn 6 Payback Reward Points for every ₹100 fuel spend through HP Pay App, capped at 600 points per month 

Insurance and other support/protection
  1. Personal accident cover of ₹2 lakhs
  2. Lost card liability cover of ₹25,000
  3. Complimentary roadside assistance worth ₹1,399
  1. Personal accident cover of ₹2 lakhs
  2. Lost card liability cover of ₹25,000
  3. Complimentary roadside assistance worth ₹1,399

Other perks
  1. Interest-free cash withdrawal
  2. Free add-on card
  3. Annual fee waived off on annual spends over ₹ 50,000
  1. Interest-free cash withdrawal
  2. Free add-on card
  3. 1 Complimentary domestic airport lounge visit per quarter for every ₹20,000 spent per month
  4. 25% off on movie tickets up to ₹100, once every month
  5. Annual fee waived off on annual spends over ₹1,50,000.

The best part? Since these rewards points never expire, they can easily be accumulated and redeemed when needed.

Additional discounts
 

With both cards, you can enjoy in-app discounts on popular brands like Zoomcar and Eco Rent a Car. Besides, there are dining discounts of up to 20% across over 1500 restaurants and up to 15% on more than 3000 health and wellness outlets.

You can also keep track of all your credit cards using the mobile banking app.

Conclusion

You cannot control fuel costs, but you can save money by earning accelerated reward points with the best fuel card. The FIRST Power and FIRST Power+ Credit Cards offer 21X and 30X Rewards Points respectively on fuel purchases at HPCL outlet. Additionally, they offer low-interest rates and minimal charges for many useful services. Visit IDFC FIRST Bank and apply for this new and exciting co-branded fuel credit card today!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

Prev

Get Credit Card On Your First Salary And Enjoy A Rewarding Life
Next

Credit Card Over-limit: Meaning, Fees, Benefits

Related Products

Related Articles

Download IDFC FIRST Bank App

Tags

You might also be interested in:

Savings Account

Savings Account
Personal Loan

Personal Loan
Credit Card

Credit Card
Home Loan

Home Loan
Two Wheeler Loan

Two Wheeler Loan

Contents