Lifetime FREE Credit Card with 10X rewards
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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
Enjoy Zero Charges on All Commonly Used Savings Account Services
Open Account NowEnjoy Zero Mark-up on Forex Transactions on your FIRST WOW! Credit Card
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*For more details on credit card features and TnCs, please visit our website
See More Reasons To Love The Card
*For more details & exclusions on reward points, please visit our website
There is no Joining or Annual fee applicable on following IDFC FIRST Bank credit cards.
FIRST Millennia,FIRST Classic,FIRST Select,FIRST Wealth,FIRST WOW!,LIC Classic,LIC Select
As a pre-approved customer, there are no documents required to be submitted. We will process your application without documents instantly
The interest rate is applicable only on revolving balances, i.e. if you choose to pay less than your total amount due and carry over the balances, beyond your payment due date.
IDFC FIRST Bank offers an interest rate of 0.75% - 3.5% per month. Typically banks charge 3.5% per month
Effective 20th February, interest rate will be revised to 0.71% - 3.85% per month
You will earn rewards points for all purchase transactions* done on your IDFC FIRST Bank Credit Card.
*Transactions that will not accrue reward points: 1) Cash Withdrawal 2) Transactions done on fuel and insurance categories 3) Transactions which are converted to EMI
For every ₹150 spent, you will receive 3X reward points on all offline, Rental & Property Management transactions, Education, Wallet load & Govt services spends.10X reward points on all incremental spends above threshold
For all credit cards, please note:
Reward program is not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals
Rental & Property management transactions will not be a part of 10X reward program and 10X threshold calculations. However, such transactions will earn 3X reward points
1X Reward point = ₹ 0.25
You will earn gift voucher worth ₹500 as a welcome offer with your IDFC FIRST Bank Credit Card, on a minimum spend of ₹5000 within the first 30 days of card issuance.
You do not need a minimum number of reward points to start redeeming your rewards.
Currently, there are no charges for reward redemption. Effective 1st October, 2022, Reward redemption through any redemption channel will attract a small convenience charge of ₹99 (+ applicable taxes) per redemption transaction.
There is no expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card except for LIC Classic & LIC Select Credit Cards.
Merchant EMI conversions' are transactions converted into Equal Monthly Instalments (EMI) by the merchant at the time of the transaction. These transactions would be converted into EMIs by charging interest on the monthly reducing balance. The interest rate is communicated at the time of availing the product. 5% cashback (up to Rs 1000) on the transaction value of first EMI done within 90 days of card generation.
Eligiblity of pre-approved credit card offer is based on bank's internal policies. Do not worry, we will reach out to you as soon as we have an offer for you.