Quick Cash on IDFC FIRST Bank Credit Card is a pre-approved personal loan offered to eligible IDFC FIRST Bank Credit Cardholder. 

You can avail Quick Cash Max ranging from Rs 5,000 to 5,00,000 depending on your eligibility, income and repayment capacity.

Quick Cash can be repaid over a period of 3 to 48 months (3,6,9,12, 18,24,36,48)

For Quick Cash, the loan amount will be blocked from your credit limit. Every month once the EMI payment is received, the credit limit equal to the principal repayment of your EMI will be released from the blocked limit.

For Quick Cash Max, amount you avail will not impact your Credit Card limit. This loan is offered over and above your Credit Card Limit. However, the Processing Fee, monthly EMI, and Foreclosure fee (if applicable) along with GST will be billed to your regular Credit Card account and the limit will be blocked to that extent.

A processing fee of 2% (plus GST) of the loan amount will be charged.

This is a pre-approved offering and funds will be disbursed to your Savings account instantly. In case of any technical failures, we will transfer the funds within 4 working days.

No security, collateral or guarantors is required for availing Quick Cash Max.

Monthly EMI and other charges will be billed along with your monthly Credit Card statement and the payment needs to be made against your Credit Card within the mentioned due date.

You can pre-pay your outstanding balance with pre-closure charges of 3% (plus GST).

We will encourage you to start a banking relationship with us so that we will be able to offer a host of other value-added services, however opening an account with us is not mandatory for availing Quick Cash.

Quick Cash transactions are not eligible for Reward Points.

You can avail Quick Cash on IDFC FIRST Bank Credit Card through IDFC FIRST Bank App or by reaching out to our Customer Care (1800 10 888).

If a customer has a savings account with IDFC FIRST Bank, then the customer only needs to select the account in which the customer wants to avail the Quick Cash amount.

In case customer does not hold an IDFC FIRST Bank savings account, customer will have to provide savings account number (registered under his/her name) along with IFSC Code of the other bank in which customer is willing to transfer the Quick Cash Amount.