IDFC FIRST Bank Online shopping and payments

Shop online with netbanking or debit card to enjoy benefits!

Online shopping and payments
Verified by Visa
Shop with IDFC First Bank's Debit Card
Shop with netbanking

Verified by Visa

Verified by Visa is a new service offered by IDFC FIRST Bank, which protects your payment transaction from happening without your permissions. Using this process, we have ensured that a passcode is sent your registered mobile number for every ecommerce that that is done using your debit card.

All our customers are eligible to use this service on various merchant sites and there is never going to be a separate registration for this ever!

How this entire process works

  • Every time your IDFC debit card is used to do an e-Commerce transaction, intimation of the transaction is sent to us

  • We trigger a Passcode to the mobile number linked to your Debit card (your account)
  • That passcode needs to be entered on our secure the online payment page
  • Once the same is verified by our system the transaction is deemed genuine and it goes through successfully

This not only gives you the power to proceed with the transaction, but can also alert in case of any mishaps on your card.

Shop with IDFC FIRST Bank’s Debit Card

Our Debit Card lets you to shop online seamlessly at select e-commerce merchant websites at your convenience. The online payment transaction is very secure and safe. We offer you a hassle-free online shopping experience, without the need to generate an OTP or remember your VbyV password.

Steps to shop online:

  • Go to the merchant's website, example
  • Select the product you wish to purchase
  • In the "Payment" screen, select "Debit Card + PIN" as the payment option
  • Select IDFC FIRST Bank
  • Enter your Debit Card Number, Expiry Date and PIN
  • Confirm the transaction
  • And your payment is done

To know the merchants where we offer Debit Card + PIN as a payment option please Click Here

Shop with netbanking

We have ensured all your lifestyle categories are covered with IDFC FIRST Bank Net Banking, it lets you shop online seamlessly at e-commerce merchant websites in a convenient way. The platform is user friendly, hassle free and secure.

So be it Shopping, Apparel, Travel, Ticket booking, Bill Payments etc, simply use IDFC FIRST Bank Net Banking as payment option. So go ahead experience the new mode of payment

Steps to shop online:

  • Go to merchant's website
  • Select the product you wish to purchase
  • In the Payment screen, select "Net Banking" as payment option
  • Select IDFC FIRST Bank and you will be redirected to our checkout page
  • Enter your Net banking User Name and Password followed by one-time password (OTP) sent to you via an SMS on your registered mobile number
  • Confirm the transaction
  • Payment is done

To know the merchants where we offer Net Banking as a payment option please Click Here

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for different types of accounts
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Contact us



KRM Tower, 7th Floor, No. 1,
Harrington Road, Chetpet,
Chennai - 600031, Tamil Nadu,

Corporate office:


Naman Chambers,
C-32, G-Block,
Bandra-Kurla Complex,
Bandra East, Mumbai - 400051,

IDFC FIRST Bank Customers

Toll Free No - 1800 419 4332
Email -

Capital First Customers

Toll Free No - 1860 500 9900
Email - Customer.Care@Capitalfirst.Com


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