Annual Report FY 2023
Zero Charges on 28 Commonly Used Savings Account Services
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Deposits
IDFC FIRST Bank Deposits
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Loans
IDFC FIRST Bank Loans
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Payments
IDFC FIRST Bank Payments
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- Rocket Current Account
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Lending
IDFC FIRST Bank Lending
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Trade
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Cash Management Services
IDFC FIRST Bank Cash Management Services
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Treasury
IDFC FIRST Bank Treasury
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Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading account
- Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Freedom Current
Account - World Business
Account - Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Current Account
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
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Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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Exchange FIling March 21 Provisional Number
IDFCFIRSTBANK/SD/018/2021-22 April 07, 2021
| To National Stock Exchange of India Limited Exchange Plaza, Bandra Kurla Complex, Bandra (East) Mumbai – 400 051. Tel No.: 022 – 2659 8237/ 38 NSE - Symbol – IDFCFIRSTB |
To BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001. Tel No.: 022 – 2272 2039/ 37/3121 BSE- Scrip Code: 539437 |
SUB: Disclosure under Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (‘Listing Regulations’)
Dear Sir/Madam,
We would like to provide the following information for our Bank with respect to the quarter and the year ended on March 31, 2021 under the Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The Figures mentioned as at March 31, 2021 are provisional and subject to audit undertaken by the statutory auditors of the Bank.
| Particulars | 31-Mar-20 | 31-Dec-20 | 31-Mar-21 | QoQ Growth | YoY Growth |
|---|---|---|---|---|---|
| Total Funded Assets (Rs crore) | 107,004 | 110,469 | 117,803 | 6.64% | 10.09% |
| Total Customer Deposits (Rs crore) | 57,719 | 77,289 | 82,628 | 6.91% | 43.15% |
| CASA Deposits (Rs crore) | 20,661 | 40,563 | 46,022 | 13.46% | 122.74% |
| CASA Ratio (%) | 31.87% | 48.31% | 51.95% | +364 bps | +2,008 bps |
| Average CASA Ratio (%) | 27.72% | 44.66% | 50.23% | +557 bps | +2,251 bps |
| Top 20 Depositors' Concentration (%) | 20.26% | 9.69% | 7.76% | (193 bps) | (193 bps) |
| Avg LCR for the quarter ending (%) | 111% | 132% | 155% | +2,210 bps | +4,350 bps |
• Retail Funded Assets, including the PSL Buyouts where the underlying assets are retail in nature, constitutes 67% of the overall Funded Assets as of March 31, 2021.
• On April 06, 2021, the Bank has raised Rs. 3,000 crore through Qualified Institutional Placement to marquee international and domestic investors by issuing 52.31 crore fresh equity shares having face value of Rs. 10 each, at a price of Rs. 57.35 per share. Out of this, 68.33% of the allotment was made to Foreign Investors and 31.67% of the allotment was made to the Domestic Investors.
Please take the above on record and acknowledge receipt of the same.
Thanking you,
For IDFC FIRST Bank Limited
Satish Gaikwad
Head – Legal & Company Secretary
IDFC FIRST Bank Limited,
The Square,C-61, G Block,Ground Floor To 8thFloor BandraKurla Complex, Bandra East, Mumbai – 400051,
Registered Office: KRM Towers, 7th Floor, No.1, Harrington Road, Chetpet, Chennai - 600 031. Tel: +91 44 4564 4000 Fax: +91 44 4564 4022 CIN: L65110TN2014PLC097792 bank.info@idfcfirstbank.com www.idfcfirstbank.com
