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  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Zero Fee Banking - Enjoy Zero Charges on All Savings Account Services

Still paying charges for Savings Account services? With IDFC FIRST Bank, enjoy Zero Fee Banking on your Savings Account. We are the ONLY Bank in India to offer Zero Fee Banking on ALL Savings Account services like IMPS, NEFT, RTGS, ATM transactions, Debit Card, SMS Alerts & 30 more services. What’s more? IDFC FIRST Bank has been recognized as a ‘Class Apart’ for fairness in our service charges on Savings Account by IIT Bombay & Moneylife Foundation.Read More

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IMPS charges (outward)

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NEFT charges (outward at branches)

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RTGS charges (outward at branches)

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ATM transaction Charges at IDFC FIRST Bank ATMs

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ATM transaction Charges at Other Bank ATMs

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Debit Card Issuance Charges

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Debit Card Annual Charges

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Debit Card Replacement /Re-issuance charges

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SMS alert charges

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Cheque book re-issuance charges

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Cash deposit & withdrawal charges at branches (by number)

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Cash deposit and withdrawal charges at branches (by value)

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Third party Cash deposit and withdrawal charges at branches

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Stop payment of cheque charges

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Cheque Return – Deposited

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Cheque Return – Issued

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Demand draft/ Pay order issuance charges at branches

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Demand draft/Pay order cancellation/ revalidation charges

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Duplicate statement issuance charges

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Duplicate Passbook issuance charges

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Decline charges for insufficient balance at ATM

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Doorstep banking - Cheque & Document pick up - Adhoc Request

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Balance Certificate issuance charges

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Interest Certificate issuance charges

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Account closure charges

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International ATM/ POS transaction charges

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Standing instruction set up charges

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Standing instruction failure charges

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ECS return charges

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Photo attestation charges

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Signature attestation charges

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Charges for retrieval of old transactional records

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Charges for any deliverable returned by courier due to negative reasons

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Address confirmation charges

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I-Pin Regeneration charges

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Debit Card Pin Regeneration charges


Disclaimer: With With IDFC FIRST Bank Savings Accounts, enjoy Zero Charges on all Savings Account services. These services are being offered free in good faith, and in case of misuse of services, the Bank reserves the right to levy charges. Forex mark-up fee will be applicable on International ATM/POS/Debit card transactions. Monthly Average Balance charges applicable for Savings Account. All rights reserved.

IDFC FIRST Bank features in Category A in the report ‘Benchmarking reasonableness of Service Charges by Banks in India’ by Moneylife Foundation. The recognition and views expressed in the report are independent, and published on 22nd May 2024.