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Home Loans, now at 6.90% p.a.
Unlimited benefits with a start-to-finish digital process with IDFC First Bank Home Loans
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Details
| Average Monthly Balance (AMB)* | Non Maintenance charges per month | |
| CA Zero Bal( For Wholesale banking- to be offered to large corporates ) | Zero | NA |
| CA-GovtContracted Balance | Zero | NA |
| SA-GovtContracted Balance | Zero | NA |
Other Charges
| Cash deposit Charge | DD payable at Correspondent Bank locations | Cheque Return | |
| CA Zero Bal( For Wholesale banking- to be offered to large corporates ) | NIL | NIL | NIL |
| CA-GovtContracted Balance | NIL | NIL | NIL |
| SA-GovtContracted Balance | NIL | NIL | NIL |
Debit Card & ATM charges
| Annual Debit Card Fees | NIL |
| ATM transactions IDFC FIRST Bank ATMS (Financial & Non-Financial Transactions) | Free |
| ATM transactions Non IDFC FIRST Bank ATMS (Financial & Non-Financial Transactions) | Unlimited Free |
| Reissuance (lost or damaged) | Free |
| Add On Card | Free |
| International ATM or POS Transactions | 2% mark-up of the transaction value |
| Pin Regeneration | Free |
Payment Services
| Intra-Bank Fund Transfer - Branch | Free |
| Intra-Bank Fund Transfer -Internet Banking | Free |
| RTGS Payment - Branch | Free |
| RTGS Payment - Internet Banking | Free |
| NEFT Payment - Branch | Free |
| NEFT Payment - Internet Banking | Free |
| NACH Payment | Free |
| IMPS | Free |
| Payable At Par Cheque Issuance | Free |
| DD payable at IDFC FIRST BANK locations | Free |
| DD - Duplicate Issuance | Free |
| DD Cancellation/ revalidation | Free |
Collection Services
| CA Zero Bal( For Wholesale banking- to be offered to large corporates ) | CA-GovtContracted Balance | SA-GovtContracted Balance | |
| Intra-Bank Fund Transfer Collection | Free | Free | Free |
| RTGS Collection | Free | Free | Free |
| NEFT Collection | Free | Free | Free |
| NACH Collection - Transaction | Free | Please contact your Relationship Manager | |
| NACH Collection - Mandate (New / Modify / Cancel) | Rs 25 per mandate | Please contact your Relationship Manager | |
| Cheque Collection - Local Clearing | Free | Free | Free |
| Outstation Cheque Collection - IDFC FIRST BANK locations | Rs 25 per cheque | Please contact your Relationship Manager | |
| Outstation Cheque Collection - Other locations | Rs 50 per cheque | Please contact your Relationship Manager | |
Miscellaneous Services
| Payable at Par Cheque Book | Free |
| Account Closure | Free |
| SMS/ E mail Alerts | Free |
| Phone Banking | Free |
| Net Banking | Free |
| Mobile Banking | Free |
| Standing Instruction- Set Up/Execution/Amendment | Free |
| Bill Payment- Net Banking | Free |
| Bankers Verification (Photo/ Signature/ Address) | Free |
| Balance Confirmation Certificate | Free |
| Record Retrieval | Free |
| Interest/ TDS Certificate | Free |
| Stop Payment per Instruction | Free |
| Balance Enquiry (Branch/ Channels) | Free |