What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
- Investors
- Careers
- ESG
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
- Accounts
-
Deposits
IDFC FIRST Bank Deposits
View all Deposits -
Loans
IDFC FIRST Bank Loans
View all Loans - Wealth & Insure
-
Payments
IDFC FIRST Bank Payments
View all Payments - Cards
- Rocket Current Account
-
Cash Management Services
IDFC FIRST Bank Cash Management Services
View all Cash Management Services - Supply Chain Finance
-
Corporate Lending
IDFC FIRST Bank Lending
View all -
Treasury
IDFC FIRST Bank Treasury
See more details - NBFC Financing
-
Login
Are you ready for an upgrade?
Login to the new experience with best features and services
-
Customer care hotlineCall 1800 10 888
Accounts
- IDFC FIRST Bank Accounts
- Savings
Account - Corporate Salary
Account - Senior Citizens
Savings Account - First Power
Account - Current
Account - NRI Savings
Account - TASC Institutional
Account - Savings Account
Interest Calculator
Deposits
- IDFC FIRST Bank Deposits
- Fixed
Deposit - Recurring
Deposit - NRI Fixed Deposit
- Safe Deposit Locker
- FD Calculator
- RD Calculator
Loans
- IDFC FIRST Bank Loans
- Personal Loan
- Consumer Durable
Loan - Home Loan
- Education Loan
- New Car Loan
- Pre-owned Car Loan
- Two Wheeler Loan
- Pre-owned Two
Wheeler Loan - Commercial Vehicle
Loan - Gold Loan
- Loan Against Property
- Easy Buy EMI card
- Personal Loan
EMI Calculator - Education Loan
EMI Calculator - Home Loan
EMI Calculator
Wealth & Insure
- IDFC FIRST Bank Wealth & Insure
- FIRST Select
- FIRST Wealth
- FIRST Private
- Mutual Funds
- Sovereign Gold Bond
- Demat & Trading
Account - Term Insurance
- Life Insurance
- Health Insurance
- General Insurance
Payments
- IDFC FIRST Bank Payments
- FASTag
- Credit Card
Bill Payments - UPI
- Funds Transfer
- Retail Forex
- Pay Loan EMI
Cards
MSME Accounts
- IDFC FIRST Bank MSME Accounts
- Current Account
- Merchant Multiplier
Account - Startup Current
Account - Agri Multiplier
Account - TASC Institutional
Account - Dynamic Current
Account - Freedom World
Current Account - World business
Account
Trade Services
MSME Loan
- IDFC FIRST Bank Business Loans
- Unsecured - Business Loan
- Unsecured - Professional Loan
- Secured - Loan Against Property
- Working Capital Loan
- Construction Equipment Loan
MSME Solutions
- IDFC FIRST Bank Business Solutions
- Payments
- Collections
- Tax Payments
- Doorstep Banking
- Point of Sale (POS)
Offers
Cash Management Services
Corporate Lending
Treasury
NRI Savings Account
NRI Fixed Deposit
FOREX Solutions
Transfer to NRE
About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
- Awards & Accolades
- News Room
Investors
Careers
ESG
-
As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
-
-
Imports
| Charges | Minimum (INR) | |
|---|---|---|
| 1. Letters of credit issuance commission | ||
| Commitment | 0.15% per Quarter or part thereof | 2000 |
| Sight / Usance (upto 30 days) | 0.15% flat | 2000 |
| Usance (30 to 90 days) | 0.30% flat | 2000 |
| Usance (Over 90 days) | 0.30% flat for first 3 months + 0.1% per additional month or part thereof | 3000 |
| Retirement (FX Through Bank) | 0.15% flat | 1000 |
| Retirement (No FX Through Bank) | 0.25% flat | 1000 |
| 2. Amendments to LCs | ||
| Negotiation/Scrutiny / Examinations of documents under Confirmed / Unconfirmed LC | 0.15% Flat | 1500 |
| Export Bills on Collections | 0.0625% flat | 1500 |
| Export Bills on Collections - Under LC (Under Approval, Without Scrutiny) | 0.0625% flat | 1500 |
| 3. Others | ||
| Handling GR of bills directly dispatched by drawers | INR 2000 | |
| SOFTEX Realization / Handling charges | INR 2000 | |
| Bank Realization Certificate Charges | INR 300 | |
| Extension of time for realisation of export proceeds | INR 1500 | |
| Write off / Reduction in invoice value of export bills | INR 1500 | |
| Follow up for submission of Order Copy for Packing credit | INR 500 | |
| Follow up charges for o/s export bills (overdue, follow up with foreign bank) | INR 500 | |
| Request to change Buyer / Consignee | INR 1500 | |
| Export Advance follow up | INR 750 per quarter | |
| Issuance of GR waiver Certificate (approved by us) | INR 2500 |
Bank Guarantees (BG)
| Charges | Minimum (INR) | |
|---|---|---|
| 1. Financial BG's | ||
| Issuance against 100 % Cash Margin | 1.5% p.a. (Min. One Quarter) | 1500 |
| Issuance against Non Fund Based Line | 3 % p.a. (Min. One Quarter) | 1500 |
| 2. Non-Financial BG's (Bid / Performance) | ||
| Issuance against 100 % Cash Margin | 1.25% p.a. (Min. One Quarter) | 1500 |
| Issuance against Non Fund Based Line | 2.5 % p.a. (Min. One Quarter) | 1500 |
| Amendment to Guarantees | ||
| Financial | Same as Issuance Charges | |
| Non - Financial | INR 1500 | |
| Cancellation of Guarantees | INR 1500 | |
| Invocation Charges | INR 1500 | |
| Co-acceptance commission | ||
| Issuance of Shipping Guarantee / Delivery Order - over & above BG Issuance charges) | INR 1500 | |
| Follow up for non submission of documents under Delivery Order issued | INR 1000 |
Remittances
| Charges | Minimum(INR) | |
|---|---|---|
| 1. Outward Remittances | ||
| On all foreign currency remittances other than for payment of imports | 0.25% flat | 500 |
| 2. Inward Remittances | ||
| Processing of Inward Remittance | INR 1000 | |
| Issuance of FIRC / FIRA | INR 500 | |
| Duplicate FIRC / FIRA | INR 1000 |
Inland Trade
| Charges | Minimum (INR) | |
|---|---|---|
| 1. Letters of credit | ||
| Commitment | 0.25% per Quarter or part thereof | 2000 |
| Sight / Usance (upto 30 days) | 0.25% flat | 1500 |
| Usance (30 to 90 days) | 0.40% flat | 2000 |
| Usance (Over 90 days) | 0.40% flat for first 3 months + 0.25% per additional month or part thereof | 3000 |
| Retirement | 0.20% flat | 1000 |
| 2. Amendments to LCs | ||
| Financial | same as Inland LC Issuance | |
| Non - Financial | INR 1500 | |
| LC Cancellation | INR 1500 | |
| Discrepancy fee per bill | INR 2000 | |
| 3. Discounting | ||
| LCBD / BD / Invoice Financing / PO Financing ( In addition to finance charges) | INR 1000 | |
| Negotiation of bills under LCs issued by us | 0.25% flat | 500 |
| 4. Collections | ||
| Documentary Collection Inward | 0.25% flat | 2500 |
| Documentary Collection Outward | 0.25% flat | 2500 |
| Outward Bills Under Inland LC | 0.25% + INR 1500 Scrutiny | 3500 |
| 5. Other | ||
| Follow up for overdue Bills (per follow up per bill) - Outward Collection Bills | INR 500 | |
| Dishonoured bills / document return charges | INR 1000 |
Miscellaneous
| Charges | Minimum (INR) | |
|---|---|---|
| Status Report (per report) | INR 10000 | |
| 1. Swift / SFMS Charges | ||
| LC Issuance | INR 1500 | |
| Amendments to LC | INR 1000 | |
| Other Swift Messages/Follow-ups/Tracers | INR 750 | |
| 2. Courier | ||
| Domestic | INR 500 | |
| International | INR 1000 | |
| Merchanting Trade Transaction | INR 5000 | |
| Follow up - Merchanting Trade Transaction (opposite leg) | INR 500 | |
| Any requests to other banks | INR 1000 |
Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable. The charges as indicated above are subject to periodic revision.
