CKYC Registry
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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Apply NowDescription |
Fees/Charges |
GST Applicable |
||
Processing Fees |
Up to 1% of the Loan Amount |
Yes |
||
Gold Valuation Charges |
Valuation Charges per case is ₹550/- |
Yes |
||
Stamp Duty |
As per the actual state norms |
No |
||
*The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank. |
Description |
Fees/Charges |
GST Applicable |
||
Bounce Charges |
10% of EMI/Outstanding (Min:200 & Max:750) |
Yes |
||
Part Payment Charges |
Up to 2% of Part Payment amount if payment is made within 180* days of date of disbursement |
Yes |
||
Foreclosure Charges |
Up to 2% of principal outstanding amount if loan is closed within 180* days of date of disbursement |
Yes |
||
Late Payment Charges |
During loan tenure: 2% per month on overdue amount or ₹300, whichever is higher |
Yes |
||
Auction Charges- Issuance of Notice |
₹375/- |
Yes |
||
Auction Charges – Issuance of Publication |
As per the actual publication charges |
Yes |
||
Auction Charges – Platform Fees |
1% of the Ornament bidding amount |
Yes |
||
*Refer to your Sanction Letter to know actual applicable foreclosure and part payment charges. |
||||
The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank. |
Product Name | Minimum Interest Rate | Maximum Interest Rate |
Gold Loan | 10.80% | 20% |
Note: All fees/charges to be paid shall be exclusive of goods and services tax(GST), as may be applicable.