Enjoy Zero Charges on All Commonly Used Savings Account Services
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Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
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Charges for utilising limit less than 25% of the loaded limit in the Qtr. | Rs. 7500 Per Quarter | Rs. 6000 Per Quarter | Rs. 5000 Per Quarter |
Cheque Book Issuance (Payable at Par: 25 Leaves Book) | 3 Cheque books Free per month | 2 Cheque books Free per month | 1 Cheque book Free per month |
Charges of Cheque Book on additional usage per Cheque book ( Cheque book of 25 leaves) | Rs. 50 | Rs. 50 | Rs. 50 |
Average Outstanding Balance Method | Average of Outstanding Balance in the account at the end of each day during the 90 days |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
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Cheque Collection Local Clearing | Free | Free | Free |
Outstation Cheque collection IDFC FIRST Bank location | Free | Free | Free |
Outstation Cheque collection Non IDFC FIRST Bank location | Instrument value Upto to Rs. 10000 Above 10000 to Rs. 200000 Above Rs. 200000 |
Charges Rs. 50 Rs. 100 Rs. 200 |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
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Fund Transfer (between any IDFC FIRST Bank Branches) (Online / through Branch) | Free | Free | Free |
Payment at Any location of IDFC FIRST Bank for clearing in same location through Payable at par Cheque | Free | Free | Free |
NEFT (National Electronic Fund Transfer) (Online / through Branch) | Free | Free | Free |
RTGS (Real Time Gross Settlement) | Free | Free | Free |
IMPS | Free | Free | Upto Rs. 1 Lakh Rs. 5 above Rs. 1 Lakh Rs. 15 |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
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Free Limit | Rs. 50 Lakh or 5 per month whichever is earlier | Rs. 20 Lakh or 3 per month whichever is earlier | Rs. 5 Lakh of 1 per month whichever is earlier |
Charges on additional usage | Rs. 1/1,000 Min 25 Max Rs. 10000 | Rs. 1/1,000 Min 25 Max Rs. 10000 | Rs. 1/1,000 Min 25 Max Rs. 10000 |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
---|---|---|---|
Free Limit | NIL | NIL | NIL |
Charges on additional usage | Rs. 2/1,000 Min 30 Max Rs. 10000 | Rs. 2/1,000 Min 30 Max Rs. 10000 | Rs. 2/1,000 Min 30 Max Rs. 10000 |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
---|---|---|---|
DD-Duplicate Issuance | Rs. 30/ Instrument | Rs. 30/ Instrument | Rs. 30/ Instrument |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
---|---|---|---|
DD-Cancellation/Revalidation | Rs. 30/ Instrument | Rs. 30/ Instrument | Rs. 30/ Instrument |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
---|---|---|---|
Free limit for Cash Deposit at Home Location Branch per month | 50% of the loaded limit | ||
Additional charges on incremental Cash deposit at Home Location Branch | Rs. 3/1000 | Rs. 3/1000 | Rs. 3/1000 |
Free Limit for Cash Deposit at non-home location branch per month | Rs. 250000 | Rs. 150000 | Rs. 100000 |
Additional charges on incremental deposit at Non-Home Location Branch | Rs. 3/1000 min Rs. 50 per transaction | Rs. 3/1000 min Rs. 50 per transaction | Rs. 3/1000 min Rs. 50 per transaction |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
---|---|---|---|
Cash withdrawal (Home Location) | Free | Free | Free |
Cash withdrawal ( Non-Home ) location | Free | Free | Free |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
---|---|---|---|
Cash withdrawal (Home Location) | Free | Free | Free |
Cash withdrawal ( Non-Home ) location | Free | Free | Free |
Disbursed Limit | INR 200 Lakh -INR 500 Lakh | INR 50 Lakh -INR 200 Lakh | Upto Rs. 50 Lakh |
---|---|---|---|
Stop Payment per request | Rs. 100 | Rs. 100 | Rs. 100 |
Cheque Return (inward) for financial reason | Rs. 250 per Cheque | Rs. 250 per Cheque | Rs. 250 per Cheque |
Cheque Return (Outward) IDFC FIRST Bank Locations | Rs. 50 per Cheque | Rs. 50 per Cheque | Rs. 50 per Cheque |
Internal Transfer Return Charges | NIL | NIL | NIL |
ECS debit return charges | Rs. 250 per transaction | Rs. 250 per transaction | Rs. 250 per transaction |
Account statement | Email – Free Monthly Physical – Free per quarter | Email – Free Monthly Physical – Free per quarter | Email – Free Monthly Physical – Free per quarter |
Adhoc Statement printed per request | Rs. 50 | Rs. 50 | Rs. 50 |
Record Retrieval | Rs. 100 | Rs. 100 | Rs. 100 |
Net Banking | Free | Free | Free |
SMS / Email Alerts | Free | Free | Free |
CMS Deposits | Free Limit: - NIL; INR 3 per 1000 |
Holiday / Outside City Pick-up | 25% Additional plus actual visit charges. (Pre-feasibility is required to be conducted) |
Counting at client premise | INR 0.35/1000 |
Mandate Set-up Charges | INR 5000 |
Mandate Lodgment | INR 25 |
Charge per transaction | INR 5 |
Minimum charge per ECS/ACH file | INR 200 |