Amazing Visa Card Offers

With the IDFC FIRST Bank Visa Classic Debit Card, you can control the Debit Card daily limits for cash withdrawal as well as for purchase. The maximum limits can be set depending on your classic debit card variant, do check the below grid for further details.

To set a limit for your IDFC FIRST Bank Debit Card, just log on to www.idfcfirstbank.com.

 Need the limit for Classic debit card.

We have compiled a step by step guide for your convenience. You can download the guide from here 

Special limits that you can apply to a classic Visa debit card issued to Minor’s Savings Account:

·         Maximum daily cash withdrawal limit at ATM - Rs. 10,000

·         Maximum daily purchase limit at ATM - Rs. 10,000

By default, only domestic limits will be enabled for classic debit cards issued to minors. For such Visa classic debit cards, customers can set their own limits by logging on to www.idfcbank.com.

Along with IDFC FIRST Bank Visa Classic Debit Card you get insurance on debit card like –

·         Lost Card Liability

·         Personal Accident Insurance

·         Air Accident Insurance

·         Purchase Protection

The holder of IDFC FIRST Bank Classic Visa Debit Card has no liability for unauthorized transactions on Debit Cards on receipt of notification from the card holder. Here are the limits applicable:

IDFC FIRST Bank provides free insurance on debit card (death or permanent disability).

Customers need to meet the below eligibility criteria for claiming the Personal Accident Insurance Cover, effective 1st May '19.

*POS includes retail point of sale transaction and excludes online transactions using debit card.

The IDFC FIRST Bank Visa Classic Debit Card comes with free Air Accident Insurance cover. Customers need to meet the above eligibility criteria for claiming Air Accident Insurance cover, effective 1st May'19. Following terms & conditions will be applicable:

i.         In case customer holds multiple debit cards, claim will be extended on the highest eligible debit card (claim on any one debit card held by customer, subject to criteria being met)

ii.         In case customer has multiple accounts with the bank linked to single debit card, the eligibility criteria need to be met on any 1 of the accounts held by the customer and not for a group/set of accounts

The IDFC FIRST Bank Visa Classic Debit Card comes with purchase protection for fire/theft/burglary up to 90 days from the date of purchase for transactions carried out at merchant outlets/online using the card.

·         Gross negligence is not covered

·         Breach of law is not covered

·         Claim should be reported by card holder / Bank to IL within 30 days from the date of receipt of statement where in the disputed transaction is reflected

·         Claim documents to be sent within 30 days from the date of blocking

·         Reporting Period - 7 days pre-reporting to the Bank and 7 days post-reporting Cover

·         IDFC FIRST Bank only handholds the customer through the insurance claim process. The decision to approve/reject a claim lies completely with the insurer. The terms and conditions of insurance policies attached to your IDFC FIRST Bank debit card are subject to change without prior notice.

Do go through Terms, Conditions & Exclusions mentioned here