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Tata AIA Guaranteed Return Insurance Plan - Eligibility

Plan Option

Endowment

Regular Income

Whole Life Income

Minimum Premium Amount

₹ 24,000 p.a.

₹ 24,000 p.a.

₹ 24,000 p.a.

Maximum Premium Amount

No Limit, Subject to Underwriting

No Limit, Subject to Underwriting

No Limit, Subject to Underwriting

Premium Payment Frequency

Annually, Half Yearly, Quarterly and Monthly modes

Annually, Half Yearly, Quarterly and Monthly modes

Annually, Half Yearly, Quarterly and Monthly modes

Payout Mode

Get Lump sum on Maturity

Get Regular Income as per the plan option

Get Income Plus Return of Premium to Nominee on death of Life Assured(s) after the Policy Term

Income Mode

NA

Annual

Monthly / Annual

Lump Sum Maturity Benefit

Yes! Guaranteed Maturity Benefit (GMB) will be paid at the end of policy term

No

No

Guaranteed Additions~ to Boost Corpus

Yes

No

No

Whole Life Income

No

No

Yes! Till 116 years of your age

Death Benefit

Yes

Yes

Yes

Cover your Spouse with Joint Life Option

No

No

Yes

Optional Riders^ to Provide Comprehensive Protection

Yes

Yes

Yes

Insurance Protection from Day One

Yes

Yes

Yes

Increasing Life Cover during Policy Term

Yes

No

No

Option to Enrol in Tata AIA Vitality Wellness Program%

Yes

Yes

Yes

Income Tax# Benefits

Yes

Yes

Yes

 

For additional details, please refer the plan brochure.