What's special about us
Enjoy Zero Charges on All Commonly Used Savings Account Services
- About Us
- MD & CEO letter about the bank
- MD & CEO
- Our History
- Letter to Shareholders on the 1st Annual Report after Merger
- Letter to Shareholders on the 2nd Annual Report after Merger
- Letter to Shareholders on the 3rd Annual Report after Merger
- Letter to Shareholders on the 4th Annual Report after Merger
- Board of Directors
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- ESG
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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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HDFC Life Sanchay Maximiser
A savings combo solution that helps you fulfil
your dreams and aspirations while securing
your family’s future
HDFC Life Sanchay Maximiser
A savings combo solution that helps you fulfil
your dreams and aspirations while securing
your family’s future
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Whole life cover + Lifelong income
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Guaranteed income payouts1
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Tax benefits as per prevailing tax laws2
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Whole life cover + Lifelong income
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Guaranteed income payouts1
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Tax benefits as per prevailing tax laws2
HDFC Life Sanchay Maximiser
You know your worth. You demand the best and accept nothing less. You seek perfection in the tasks you undertake. Why should it be any different when it comes to your future goals? There are dreams you'd want to realize, milestones you'd want to achieve, targets you'd want to accomplish. Read More
Presenting, HDFC Life Sanchay Maximiser, a savings oriented product solution which helps you achieve your goals & live with pride at every stage of life. In this solution, you get lifelong regular tax free2 income from first year onwards and are covered till age 100. Additionally, you get guaranteed1 income for 25 or 30 years and lump sum corpuses at different life stages to help plan your legacy.Read Less
FEATURES
Get a cover for whole of life (till age 100 years)
Get regular income by way of Cash Bonuses^ (if declared) from 1st year onwards till age 100 years
You will also receive Guaranteed Income** for 25 or 30 years in arrears with a guaranteed lump sum at the end of 36th or 38th policy year
Option to defer your regular income payouts and accrue them instead
Tax Benefits as per prevailing tax laws#
PLAN OPTIONS/VARIANTS
Survival Benefit:
You will be eligible to receive Cash Bonuses^ (if declared) at the end of each Policy Year and payable from the 1st policy year until death or end of policy term, whichever is earlier.
Maturity Benefit:
Guaranteed Income** will be payable for 25 or 30 years in arrears along with a lump sum of 50% of total premiums paid at the end of 36th or 38th policy year.
Further, at the end of policy term, a lump sum shall be payable which will be the sum of –
• 50% of total premiums paid plus
• Accrued Cash Bonuses, if not paid earlier plus
• Interim Survival Benefit, if any plus
• Terminal Bonus, (if declared) Where, Total Premiums Paid is the total of all the premiums received, excluding any extra premium, any rider premium and taxes.
Death Benefit:
Cumulative Death Benefit (from both the plans - HDFC Life Sanchay Plus & HDFC Life Sanchay Par Advantage, as applicable) will be paid to the nominee.
Policy Documents
ELIGIBILITY
Disclaimer
**Provided all the due premiums have been paid & the policy is in force and are payable via HDFC Life Sanchay Plus.
#As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
^ Cash Bonus payouts are made via HDFC Life Sanchay Par Advantage and continue till age 100.
1 - Provided all due premiums have been paid and the policy is in force. Guaranteed Income payouts start after PPT + 1 years and are payable for 25 years and are payable via HDFC Life Sanchay Plus.
2 - As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.Read More
The minimum premium amounts are exclusive of taxes and other statutory levies as applicable.
All ages mentioned above are age last birthday. For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
IDFC FIRST Bank Limited having its registered office at KRM Tower, 8th Floor, No. 1, Harrington Road, Chetpet, Chennai – 600031, is authorized by the Insurance Regulatory and Development Authority of India to act as a Corporate Agent of HDFC Life Insurance Company Ltd for procuring or soliciting life insurance business under license number CA0106. The purchase of Insurance products by IDFC FIRST Bank’s customers is purely on voluntary and not linked to availing of any other services from the bank. Tel: 1800 419 4332.
"HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101. Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: service@hdfclife.com, Tel. No: 1860 267 9999 (Mon-Sat 10 am to 7 pm) Local charges apply. Do NOT prefix any country code. e.g. +91 or 00. Website: www.hdfclife.com
The name/letters "HDFC" in the name/logo of the company belongs to Housing Development Finance Corporation Limited ("HDFC Limited") and is used by HDFC Life under an agreement entered into with HDFC Limited.
For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. IDFC First Bank (IRDAI Registration No. CA0106) is the Corporate Agent of HDFC Life. Insurance policies are underwritten by HDFC Life. Purchase of Insurance Policy is voluntary."Read Less
