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Pune is fast emerging as one of India’s economic hubs. A large number of professionals, young trainees, and students from various nooks and corners of the country arrive in the city every year, with the hope of better career prospects. As a consequence, living costs in Pune are on the rise, and especially for those coming from other parts of the country, it can be a matter of concern. If you live and work in Pune, you must already be familiar with these expenses. Read More
A lot of professionals aim to save a decent amount on a monthly basis while living in a city like Pune, for which they need to have an efficient savings account to rely on. If this something that also concerns you, you have a solution in IDFC FIRST Bank’s online savings accounts! The zero-fee banking feature, combined with monthly interest credits and high interest rates makes it very convenient for all IDFC FIRST Bank customers in Pune to ensure steady savings along with managing expenses smoothly. Read less
₹35 lakhs free personal accident insurance cover | ₹1 Cr free air accident insurance cover
Interest up to 7.25% p.a.
Zero-fee banking
Enjoy the convenience of zero-fee banking* with your savings account. This feature eliminates charges on all commonly used savings account services, including bank transfers such as IMPS, NEFT, and RTGS, SMS alerts, money deposits at the branch irrespective of amount or number of transactions, debit card issuance, demand drafts, and interest certificates. Additionally, ATM transactions are covered, ensuring you can access essential banking services without incurring hidden costs.
Monthly interest credits
Experience the benefit of monthly interest credits on your savings account balance. Interest is calculated daily based on your end-of-day balance and credited to your account monthly, providing a predictable source of additional income to meet your financial requirement in Pune. This allows you to enjoy the rewards of your savings more frequently, enhancing your financial stability.
Competitive interest rates
Benefit from competitive interest rates, with some savings accounts offering up to 7.25% per annum. Such attractive rates ensure your money works hard for you, allowing your savings to grow rapidly. This helps you achieve various financial goals with ease, from short-term expenses to long-term investments.
Free and unlimited ATM withdrawals
Maintain complete liquidity and control over your funds with free and unlimited ATM withdrawals. This feature ensures you can access your savings whenever needed, offering unmatched convenience and flexibility in managing your finances.
High withdrawal and shopping limits
With an IDFC FIRST Bank savings account, you get a Visa debit card that lets you shop or access funds anytime you need. You also get a high ATM withdrawal limit of up to Rs. 2 lakhs per day and a daily shopping limit of up to Rs. 6 lakhs on the regular 25K savings account variant. Higher transactional limits ensure you never fall short of accessing your funds while living in Pune.
₹10K ₹100Cr
1.5% 4 %
Interest you earn with IDFC FIRST Bank *
*Interest calculated considering monthly interest credit with the power of monthly compounding and on progressive balances in each interest rate slab, as applicable.Interest you earn with your Bank **
**Interest calculated considering quarterly interest credit (Most universal banks credit savings interest quarterly).Additional interest you earn with us
To open a savings account online:
To open a savings account at branch:
- Aadhaar Card
- Passport
- Voter’s Identity Card (election card)
- Permanent and valid driving license with photograph
- Job Card issued by NREGA duly signed by an officer of the State Government
- Letter issued by the National Population Register containing details of name and address
Depending on your convenience, you can open a savings account online or offline in Pune. The process to open an IDFC FIRST Bank savings account online is quick and convenient, requiring zero paperwork.
Opening a savings account in Pune online
Follow these 5 simple steps to open a savings account in Pune instantly:
Step-1: Click here to open your Savings Account
Step-2: Fill up your information accurately
Step-3: Select your savings account variant
Step-4: Fund your account online
Step-5: Complete your video KYC now to transact freely
To open an account offline in Pune, you can visit the nearest IDFC FIRST Bank branch with all the requisite documents and contact the bank representative. The banking personnel will guide you through the application process and assist you in filling out the application form. Once done, you can attach all the documents and submit them to the representative. You will receive a notification along with the welcome kit once your account is opened.
You can open an IDFC FIRST Bank online savings account in Pune in two ways – downloading the IDFC FIRST Bank mobile banking app or visiting the bank’s official website. After completing the online application form, you must provide your personal details such as PAN, Aadhaar, and other required details. You must then finish the KYC procedure via a video verification process. Your account will be activated once verified.
With IDFC FIRST Bank, all branches are your home branch. Thanks to its ‘one-bank’ facility, there is no need to transfer your savings account to Pune. You can go into any IDFC FIRST Bank branch and operate your account without any hassles.
You can access a wide variety of digital banking services with IDFC FIRST Bank savings accounts in Pune. These include SMS banking, mobile banking, internet banking, and email alerts. You can also complete bank transactions, pay bills, and transfer funds using the IDFC FIRST Bank mobile banking app.
There is no maximum limit on the amount that you can deposit in your savings account. However, do make sure to comply with KYC norms for higher deposits.
Three key features provided by IDFC FIRST Bank’s online savings accounts can help you considerably grow your savings while living and working in Pune. These features are – zero fee banking, high interest rates, and monthly interest credits. You can make the most of these features by downloading the IDFC FIRST Bank mobile banking app on your phone.
The best savings account for anyone living in Pune must offer all-time access to banking services, must provide high-end security features, and must help you save more monthly. IDFC FIRST Bank’s online savings accounts offer these features along with zero-fee banking, making these accounts a favourable option.
You should register for internet banking on the IDFC FIRST Bank website. You can use your customer ID and password to log in. If you wish to use the IDFC FIRST Bank mobile banking app to access your account, you just have to download the app, register, and log in to manage your account on the go.
IDFC FIRST Bank’s mobile banking app offers robust security measures to protect user and financial information including end-to-end encryption, multi-factor authentication, biometric and MPIN-based log in, session and device management. Customers are advised to use strong passwords and MPINs to keep their profiles safe.
*Disclaimer: IDFC FIRST Bank offers Zero Fee Banking on all Savings Account services. Monthly Average Balance charges for Savings Account applicable. For more details, visit www.idfcfirstbank.com/zerofeebanking
FEATURED
Make the most of no-fee banking and save money on a variety of bank charges and commissions. Now you can enjoy savings account benefits with zero charges on all commonly used banking services! Read on to know more about it.
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