How FIRSTmoney can help you renovate your home!

Renovating your home can involve incurring significant expenses as the project progresses. These dynamic fund requirements may not be optimally fulfilled by a standard personal loan since such loans offer fixed lumpsum amounts. In case you fall short of funds, you need to apply for a new loan and repeat the loan process. In such cases, a flexible personal loan can prove to be more convenient as compared to a standard loan given the flexibility it offers.

Today, you have the option of applying for IDFC FIRST Bank’s FIRSTmoney smart personal loan through which you can secure instant loans of up to ₹10 lakhs. You can use your FIRSTmoney loan for your financial requirements and close it anytime without foreclosure charge, proving it more affordable than any personal loan in the market. Explore how FIRSTmoney can help you with your home renovation project!

Why choose a FIRSTmoney smart personal loan for your home renovation expenses?

Here’s why you should consider a FIRSTmoney loan to deal with your home renovation expenses:

• Easy on demand loan

While renovating your home, you may need funds for various expenses from time to time. FIRSTmoney offers you the flexibility to opt for additional loan with just a few clicks to meet your extra fund requirements.

• ZERO foreclosure charges

FIRSTmoney also has a zero-foreclosure charge policy, which lets you can utilise funds as needed to meet your home renovation expenses and foreclose the loan in full without incurring additional charges.

• One time setup of loan with no maintenance charges

Once you have applied for your FIRSTmoney loan, you will get a loan amount sanctioned based on your creditworthiness. There are no maintenance charges that you have to incur on your sanctioned loan. All you need is to pay a onetime processing fee,

• Flexibility to choose a suitable EMI tenure

With FIRSTmoney, you have the flexibility to choose from a range of repayment tenures, spanning from 2 months to 60 months. It lets you repay your outstanding amounts without any burden.    

• Instant approval & quick disbursements of loans into your bank account

You can apply for a FIRSTmoney smart personal loan through a paperless application process. The approval and disbursal processes are quick and once your documents are successfully verified, you can get your FIRSTmoney loan sanctioned. Once sanctioned, you can avail of a single loan or multiple on-demand loans depending on your requirements.

How to apply for a FIRSTmoney loan?
 

Follow these 5 simple steps to apply for a FIRSTmoney loan online:

1. Start by scanning the QR code or clicking loan from your smartphone.
2. Register using your mobile number and confirm basic/personal details to check your eligibility.
3. Select the loan amount of your choice and choose flexible repayment terms.
4. Link your bank account where you wish the funds to be disbursed.
5. Complete the video KYC verification process with your physical PAN card.

Once you get approved of your personal loan , start using the funds right away as per your needs.

Making a smart decision
 

Whether it's a minor upgrade or a major overhaul, utilising a personal loan can empower you to transform your home into the space you have always envisioned, while ensuring financial stability. With FIRSTmoney loans, you can effectively address your renovation needs while enjoying tailored repayment plans, zero foreclosure charges, and competitive interest rates. Take the first step towards your dream home renovation today by considering a FIRSTmoney loan and unlock the potential to create a space that truly reflects your style and needs.