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How to Earn Extra Income as a Personal Loan Partner with MyFirst

Key Takeaways

  • Key Takeaway ImageBecoming a personal loan partner with IDFC FIRST Bank is a zero- investment, high-return opportunity to earn extra income.
  • Key Takeaway ImageIDFC FIRST Bank’s MyFIRST Partner App simplifies the referral process with a fully digital and hassle-free platform.
  • Key Takeaway ImageYou can earn weekly commissions by referring personal loans among your family and friends with no prior experience or capital required.
  • Key Takeaway ImageThe MyFIRST personal loan partners get access to training, customer support, and tools to help them succeed and grow.
07 Aug 2025 by Team FinFIRST

Meeting all your goals and dreams without letting inflation become an obstacle can be difficult, especially on a single source of income. If you want to beat inflation, you need to start thinking about a secondary source of income. Whether it’s to cover rising expenses or simply enjoy a better lifestyle, having that little extra on the side can go a long way. If you’ve ever wished for a simple, flexible way to earn extra income without leaving your home, becoming a personal loan partner might just be the answer. With IDFC FIRST Bank’s MyFIRST Partner App, you can help others meet their financial needs while building your own extra income stream, one referral at a time.

What is a personal loan partner?
 

A personal loan partner acts as a connector between borrowers and the bank, helping individuals access funds for various needs. When you become an IDFC FIRST Bank loan partner, you have to act as the communication channel between potential customers and the bank. You are provided with all the training, guidance, and sales support by the bank. As a FIRSTmoney personal loan partner, your role is to spread awareness about the easy personal loans offered by the bank.

Earning money via personal loans
 

‘Refer and earn money’ can be a key source of secondary income for many people. IDFC FIRST Bank’s MyFIRST Partner App is one of the best ways to earn money by referring IDFC FIRST Bank’s personal loans to those who are in need of financial support.

As a personal loan partner, this app empowers you to earn extra income with zero investment or prior experience. IDFC FIRST Bank has further simplified the process of joining as a loan partner. It involves a hassle-free digital sign-up with the help of the MyFIRST Partner App.

The process is simple—download the app, complete your KYC, and start referring loans. Every successful disbursal earns you a flat 1.5% commission on the disbursed loan amount, helping you grow your income stream.

By consistently helping individuals needing personal loans, you can earn ₹1 lakh per month without any investment. Your earnings are directly transferred to your linked savings account every week, making it a hassle free second income source. Along with personal loans, you have the option to refer home loans, used car loans, business loans, or loans against property depending on the individual’s needs, thus serving a diverse customer base.

Becoming a loan partner with IDFC FIRST Bank
 

The personal loans offered by IDFC FIRST Bank can help people fulfil their dreams and needs. You can refer and earn money by guiding them through the loan process. You can find people eligible for loans from among your friends and family. As a loan partner, you can help people fill up the forms, check their documents, and submit the completed application to the bank. Whenever someone referred by you gets a loan, you earn payouts.

IDFC FIRST Bank is a highly reputed financial institution. So, when you become a personal loan referral partner with us, you reap the advantage of representing a credible product. There is no limit to how much you can earn as a loan partner. The more people you help obtain the loan, the more payouts you get.

This is not just a part-time gig—it’s a scalable way to build long-term financial growth. Whether it’s someone planning a wedding or dealing with urgent medical expenses, your guidance as a personal loan partner can create real impact while helping you earn extra income.

In today’s digital-first world, your network is your net worth—refer, guide, and earn as a trusted personal loan partner.

How the MyFIRST Partner program works
 

The MyFIRST Partner Program by IDFC FIRST Bank is designed for simplicity and efficiency. As a personal loan partner, all you need to do is to tap into your network and help those who need monetary support by referring them to IDFC FIRST Bank’s loans. Based on their eligibility, you can help them get loans by handholding them through the entire application process.

The program offers a mobile-based interface, quick KYC verification, real-time tracking of referrals, and weekly commission payouts, making it a reliable and structured source of extra income. Become a loan partner today and earn money without investment with IDFC FIRST Bank.

Who can join the program?
 

Anyone looking to earn extra income without any upfront investment can join the MyFIRST Partner Program. This includes graduates, homemakers, gig workers, financial consultants, retired professionals, and even existing agents from real estate, insurance, or finance domains.

All you need is a smartphone, internet access, and a willingness to network. The app provides a user-friendly dashboard, access to training material, and end-to-end support to ensure you're ready to onboard referrals confidently.

With no cap on your earnings and flexible working hours, it is one of the most accessible ways to become a personal loan partner today. If you have a social circle or professional network, you’re already one step closer to earning consistent extra income through loan referrals.

Conclusion
 

Becoming a personal loan partner with IDFC FIRST Bank opens doors to new earning possibilities. Whether you're a full-time professional looking to supplement your income or someone starting from scratch, this opportunity requires no capital but offers high returns.

You can work from anywhere, choose your own hours, and start earning from day one. The trust of a reputed bank, a transparent payout structure, and seamless onboarding make this one of the best ways to earn extra income in today’s digital economy.

So why wait? Download the MyFIRST Partner App today and begin your journey to financial freedom—all while helping others meet their personal loan needs through a reliable, hassle-free process.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.