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As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.
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FinFIRST Blogs
The internet has brought the world closer. Almost everything and everyone can be reached online, including your bank. You no longer have to wait in queues or take out time to visit the local branch. Instead, you can depend on net banking and mobile banking. Convenient as both these services are, there is a difference between internet banking and mobile banking.
Let’s find out the differences and various benefits of mobile banking vs internet banking.
Usage Mode
You can use mobile banking on your phone or tablet. All you need is to install your bank’s mobile banking app. For instance, you can download the IDFC FIRST Bank Mobile Banking App from Google Play Store or Apple Store. IDFC FIRST Bank also offers banking services via WhatsApp, video calls, and SMS, making it easier to access your bank account through your cellular service.
On the other hand, Internet banking services require a laptop or desktop and need a stable internet connection (Wi-Fi or broadband).
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Receiving Notifications
Mobile banking is an excellent way to monitor your expenses. If you turn on notifications, you will receive regular updates of any debits and credits to your account, low balance notifications, reminders of unpaid bills, etc. For example, the SMS and WhatsApp facility offered by IDFC FIRST Bank lets you be in touch with your finances no matter where you are. Send a message, and the bank will respond within seconds.
Internet banking does not offer such notifications. However, it is a more comprehensive platform that you can use to keep track of your money once you are logged in. Internet banking makes digital banking a whole lot easier and streamlined.
Mobile Banking vs Internet Banking
There is no single winner here as both these services can offer you a lot of help when managing your money. You can use them both to take advantage of digital banking and be in charge of your finances at all times.
Remember that using them in combination can be the best way to maximise the benefits that each has to offer. Leading banks like IDFC FIRST Bank offer technologically-driven secure platforms that ensure financial safety at all times. So, you have nothing to worry about as you enjoy a wide range of services at your fingertips.
The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.
