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How a personal loan can help you renovate your house

personal loan for home renovation

Whether you are planning to redo your home for occasions such as a wedding or an upcoming festival, or simply because your old house needs one, we have the perfect solution to cover the expenses - Personal loans.

Why choose a personal loan for the home renovation? Here are some features to consider:

Easy application

The application process is quite simple. All you need to do is visit the application page, fill in your details, and check your eligibility for the loan. You can then apply for the personal loan online. The documents are then verified, and the loan is approved if everything is in order. With IDFC FIRST Bank, you can apply for a loan online. The entire process is digital, including the submission of documents which can be done online.

Quick disbursement

A benefit of the personal loan is that the entire process- from the application to disbursal. is quick. The money is credited to your account within minutes as soon as the loan is approved. This can prove to be a blessing, especially when you want to start the work as soon as possible.

Easy processing

Once you check the personal loan eligibility and apply, the rest is taken care of by the bank. All you have to do is upload your documents online for verification. Once you are verified, the loan is approved, and the amount is disbursed to the bank account of which you have submitted the statement.

Minimal charges

The loan application process is straightforward. Hence, the processing charges are negligible, and you will receive almost the entire amount that you have applied for. Also, banks do not keep any caps on the loan amount if you are eligible.

A personal loan is perfect for home renovation because it offers you quick disbursement with minimal paperwork and with no other hassles.

IDFC FIRST Bank offers personal loans with competitive interest rates and payment flexibility. You can avail it in four easy steps.

  • Online application

    You can fill in a form digitally for personal loan available on the IDFC FIRST Bank website or on IDFC First Bank Loans mobile app

  • Document submission

    Next, you will have to upload the required documents online.

  • Verification

    Once the documents have been submitted, they will be verified.

  • Approval and Disbursal

    After document verification, the money will be credited to your account.



The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.