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What makes IDFC FIRST Bank Credit Cards the best for online shopping ?

Summary: Credit Cards can be a blessing for those who love to live life king-size. Find out the top five reasons that make IDFC FIRST Bank Credit Cards remarkable for all kinds of users.

03 Jan 2023 by IDFC FIRST Bank

The end of the year is the perfect time to shop for gifts and make the most of end-of-season sales. If you're looking for the best credit card for online shopping, IDFC FIRST Bank has you covered. With a range of affordable to premium cards, you're sure to find the perfect one for you. Plus, you'll enjoy tons of benefits like extra rewards points and cashbacks. So what are you waiting for? Apply for an IDFC FIRST Bank Credit Card so you can shop till you drop and save at the same time

What makes IDFC FIRST Bank Credit Cards the best for online shopping :

  • A Credit Card for Every Need

    IDFC FIRST Bank Credit Cards are tailored to meet the needs of different kinds of shoppers. For instance, if you’re a value shopper, the FIRST WOW! card offers low interest rates, merchant discounts, and insurance covers.

    If you love new experiences, the FIRST Millennia Credit Card offers movie ticket discounts, fuel surcharge waivers, and railway lounge access among many other benefits. The FIRST Wealth Credit Card takes it a notch further with exclusive benefits such as golf lessons, international lounge/spa access, and discounted forex mark-ups.

    The FIRST Classic Credit Card offers value for money with a lifetime free card, low interest rates, and attractive discounts. Things get even better with the FIRST Select Credit Card.

    What’s more, 10X rewards are up for grabs with all our Credit Cards arguably the best rewards that credit cards can offer!

 

 

  • Offers abound

With over 500 merchant offers, no matter which IDFC FIRST Bank Credit Card you choose, you won't miss out. Here are some of the most popular credit card offers our customers love:

· Complimentary 1-year e-subscription of Hindustan Times worth Rs 999 (Valid until 31st Jan 2023).

·  5% Cashback up to Rs 4000 on EMI transactions with IDFC FIRST Bank Credit cards on Acer Laptops 999 (Valid until 31st Jan 2023).

·  ‘Buy one, get one’ offer on movie tickets up to ₹500 on Paytm mobile app (valid twice per month) on FIRST Wealth Credit Card.

·  'Buy one, get one' offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month) on FIRST Select Credit Card.

·  25% discount on movie tickets up to ₹100 (valid once per month) – on FIRST Millennia & FIRST Classic Credit Card.

  • A rewarding experience

Shopping cards like FIRST Wealth Credit Card offer 3x rewards on offline purchases, 6x on online purchases, and 10x on spends above Rs 30,000 in a month.

But this festive season it’s 10-on-10! Yes, all IDFC FIRST Bank Credit Card holders can earn 10x rewards on spends made between 10 pm to 10am from 10 December 2022 to 10 January 2023 (barring spends on insurance, rent, fuel, and EMIs). 

We have amazing deals across a range of categories, including travel, apparel, dining, entertainment, gifting, and fitness. You could say IDFC FIRST Bank Credit Card holders are all set to score a perfect 10 this festive season!

Click here to enrol now!

  • Affordable card ownership

In the past, feature-rich credit cards were high-priced, but IDFC FIRST Bank is changing the game. IDFC FIRST Bank Credit Cards’ interest rates and charges are designed to suit your lifestyle. They offer:

· Low annual percentage rates (APR)

·  Credit card interest rates starting at 9%

·  Interest-free cash withdrawals

· Low interest on balance transfersr

·  Only 2.5% overlimit charges

 

  • Everyday convenience

  • Packed with thoughtful value-added features, IDFC FIRST Bank Credit Cards are a breeze to use. Experiencing a temporary cash crunch? IDFC FIRST Bank lets you split your credit card payments into easy EMIs. Need to gift a loved one living abroad? Our forex markups for international purchases are among the lowest in the market. Moreover, you can use your reward points to make every day online purchases, such as groceries, with just a click of a button. You can also easily make UPI payments and transactions with the IDFC FIRST Mobile Banking AppThe 10-on-10 offer is perfect for your last-minute holiday season shopping from your favourite apps and websites. Multiply your reward points and use them as cash whenever you like to increase your savings.
    Thanks to a host of benefits on offer, you are never short of reasons to apply for an IDFC FIRST Bank Credit card. Get yours today and shop to your heart’s content this holiday season!

     

     

    Disclaimer

    The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

    The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.