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Rent, grocery purchases, utility bills, lifestyle expenses - the list goes on. While you cannot avoid everyday purchases, you can make them more rewarding with the right shopping credit card.
The FIRST Millennia Credit Card by IDFC FIRST Bank is one such card that can make your purchases more rewarding. Designed for the lifestyle choices of millennials, the FIRST Millennia Credit Card comes with accelerated reward points, discounts, and other privileges. These perks add more value to your purchases every time. Let’s understand how.
Here is how the FIRST Millennia Credit Card rewards your purchases -
Earn 3X reward points on all online and offline spending up to ₹20,000 in a billing cycle. If your spending exceeds ₹20,000, the reward points increase 10X. For insurance and utility payments, you earn 1X reward points.
The reward points do not expire and you can redeem them instantly for online or in-store purchases to save on your bills.
If you spend ₹5,000 or more within 30 days of card generation, you earn a welcome voucher of ₹500. You also get 5% cashback, up to ₹1,000, on the first EMI transaction value within the first 30 days.
You can enjoy four complimentary railway lounge visits every quarter and free roadside assistance all over India, up to 4 times a year, if your car breaks down on road trips.
Get a 25% discount, up to ₹100, on movie ticket bookings through the District app by Zomato every month. Also get a 1% fuel surcharge waiver, up to ₹200/month, at all fuel stations on transactions between ₹200 and ₹5,000.
The card also offers 300+ merchant offers throughout the year, including up to 20% discounts at 1500+ restaurants and up to 15% at 3000+ health and wellness centres.
Have you purchased more than you can pay? Don’t worry, as the FIRST Millennia Credit Card offers you easy EMIs for offline or online credit shopping. Convert your purchases exceeding ₹2,500 into affordable EMIs instantly.
That’s not all! There’s complimentary personal accident cover worth ₹2,00,000 and lost card liability cover worth ₹25,000 to protect you against unforeseen eventualities.
While the card offers the benefits above, do you know how to maximise them?
Here are some tips that can help -
The FIRST Millennia Credit Card is a rewarding tool in your wallet that can help you save on the most common transactions. Whether you are buying fuel, eating out, shopping, or socialising, utilise the perks card offers.
Use the EMI facility for high-value credit shopping and repay your bills affordably. With a good repayment history and smart usage of the shopping credit card, you can also build your credit score. A win-win, isn’t it?
So, apply for the card and unlock the benefits.
The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.