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Savings Account

Enjoy a host of benefits with a digital savings account

Key Takeaways

IDFC FIRST Bank’s digital savings account offers a fully paperless, instant account opening experience with high interest rates up to 7% p.a. credited monthly.
Customers enjoy zero-fee banking on essential services, secure digital transactions, and exclusive debit card perks like airport lounge access and insurance cover.
With flexible card options and powerful mobile banking features, the account combines convenience, safety, and value for a complete digital-first banking experience.

30 Jun 2025 by IDFC FIRST Bank

Open an Account

IDFC FIRST Bank offers a new-age digital savings account for customers who use their smartphones for all things financial - right from making a transaction to handling investments. With IDFC FIRST Bank, you can now open a digital savings account instantly with only a few taps on your screen

The IDFC FIRST Bank digital savings account comes with a range of benefits:

Interest rates of up to 7.00% p.a., credited monthly
Paperless digital A/C opening with Video KYC
Zero-fee banking for 30+ common services like IMPS, RTGS and NEFT
Seamless and secure online payments and transactions
Value-added benefits like exclusive benefits and offers on debit card, accident insurance, and easy investment options for a complete banking experience.

READ MORE

Keep your money safe with these bank accounts

Keep your money safe with these bank accounts

5 things to keep in mind before opening a Savings Account online

5 things to keep in mind before opening a Savings Account online

IDFC FIRST Bank Digital Savings Account Card Benefits

While opening your account, you can choose between a Savings Account variant with a World Debit Mastercard and a Savings Account variant with a VISA Classic Debit Card.

Benefits of a Savings Account (25K AMB) with a World Debit Mastercard® debit card

Free and unlimited ATM transactions: at any bank, anywhere in India
Higher daily purchase limit of ₹6 lakh and higher daily ATM withdrawal limit of ₹2 lakh
Complimentary domestic airport lounge access, once every quarter
Free Personal Accident Insurance Cover of ₹35 lakhs and Air Accident Insurance Cover of ₹1 crore.

Benefits of a Savings Account (10K AMB) with a VISA Classic Card

Daily ATM cash withdrawal limit of ₹1 lakh and higher purchase limit of ₹4 lakhs
Free and unlimited ATM transactions at any bank, anywhere in India
Free Personal Accident Insurance Cover of ₹5 lakhs and Air Accident Insurance Cover of ₹30 lakhs
Lost card liability protection of up to ₹4 lakhs
Purchase Protection of up to ₹50,000.

IDFC FIRST Bank’s digital savings account offers all the benefits of a savings account minus the paperwork and the hassles of visiting the branch personally. Open bank account online with IDFC FIRST Bank today and experience a host of benefits delivered with just a few taps on your phone. Download the IDFC FIRST Mobile Banking App to keep track of all your bank needs!

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

The features, benefits and offers mentioned in the article are applicable as on the day of publication of this blog and is subject to change without notice. The contents herein are also subject to other product specific terms and conditions and any third party terms and conditions, as applicable. Please refer our website www.idfcfirstbank.com for latest updates.

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