Importance of Computer in Education: Why a new computer is a necessity for your child in this new normal?

Should you buy your child a laptop for online education? Here’s everything you need to know

COVID-19 resulted in the shutting down of schools all over the world. This deprived about 1.2 billion children globally of classroom education. Due to this tectonic shift in the traditional educational system, an unprecedented rise can be seen in e-learning. Schools have frantically arranged for the development of education apps or bought existing ones to continue the education process. Online classes have become the new normal. The computer screen has replaced blackboards, and the classroom is now your child's study room. Online classes can be just as demanding, so you will have to keep in mind that your child deserves the best to provide them with educational facilities. So, if you have to purchase a computer or a laptop for your child's education, you cannot say no anymore!

Why buy a laptop for your child?

Even before the pandemic hit the world, many schools were incorporating laptops and computers into classroom learning, making note-making more efficient and methods of communication more flexible. You will be surprised to know that learning through a laptop can bring new and dynamic options to your child. 

It has been observed that online classes help your child retain more learning material compared to a classroom environment. Your child also takes less time while learning through a laptop than learning in a traditional classroom environment. Much of this is due to the flexibility that technology offers. Besides, they can learn at their own pace, go back and re-read, skip or accelerate through concepts as they choose. Moreover, with a laptop for children, they get the opportunity of gaining in-depth knowledge about a particular topic at the ease of a single click.

Does its cost become heavy on your pocket? 

The catch is that a good quality laptop with a higher speed and heavy processor will certainly be costly. So, what if you are running low on funds? A laptop for children was not on your shopping list; why would it be? Buying has become easier and simple with the use of credit cards for buying laptops. With IDFC FIRST Bank credit cards, you can make payments in flexible EMIs. But you need not wait for the time until you save the entire amount to buy a laptop.

Today, buying any gadget has become very affordable through extra income without creating a hole in your pocket. The use of a credit card for buying laptops plays the role of a one-stop solution that eliminates the delay in purchasing your child's laptop and helps you avoid dipping into your emergency funds!

Benefits of buying a laptop/computer through your credit cards:
 

Flexible payment tenure

Using a credit card for buying laptops allows you to choose the repayment tenure according to your convenience. The longer the repayment tenure, the lesser will be the amount of the EMI. This helps you to ensure that your monthly budget is not compromised.

Quick approvals

A payment made through a credit card is as simple as using a debit card. The purchase can be made with a single swipe without going through the comparatively longer process of getting your loan approved.

No down payments or extra charges

This is the biggest catch of buying a laptop for children through your credit card. Unlike other loans, you are not required to make a downpayment, and there are minimal processing fees involved, if any. IDFC FIRST Bank credit cards are Lifetime Free, with no joining or annual fees.

Do not empty your emergency funds or savings

Credit cards help you not spend anything right away from your savings or emergency funds since they allow you to make hassle-free payments through EMIs. The EMIs which will be deducted monthly will have little to no effect on your savings, thereby reducing the burden.

This time of crisis has also become an opportunity for all educational systems to catch a glimpse of the future. Buying a laptop is an investment into your child's academic future, and now you have easy payment options for doing so with IDFC FIRST Bank.

Disclaimer

The contents of this article/infographic/picture/video are meant solely for information purposes. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject IDFC FIRST Bank or its affiliates to any licensing or registration requirements. IDFC FIRST Bank shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.