Apply for Home
Loan Online
Point of Contact:
- Apply for a IDFC FIRST Bank Home Loan by filling our online form and we will call you back. You can also visit our branch for the same.
- Apply for a IDFC FIRST Bank Home Loan by filling our online form and we will call you back. You can also visit our branch for the same.
- You can also apply for a Home Loan by visiting any of our locations to submit your documents or ask our relationship manager to visit you for collecting the documents.
- A IDFC FIRST Bank Home Loan representative will contact you to verify your details and schedule a personal discussion with you.
- After your Home Loan application and property has been verified along with the proper submission of required documents, we will disburse the loan amount to your bank account and you will be closer to owning your dream home
IDFC FIRST Bank provides home loans to a wide variety of customers. In order to check your home loan eligibility, you can use our home loan eligibility calculator. Housing loan eligibility requires that you meet some basic criteria. The home loan eligibility criteria are:
- Salaried and Self Employed Professionals
- Sole proprietors and Partnership Firms
- Minimum age requirement is 23 years at the time of taking the loan and maximum 70 years or retirement at the time of maturity
- Clear record in terms of past loans and statutory payments.
- Good credit rating score in credit bureau
- Minimum 3 years in business with a positive net worth (for Self-employed) or 3 years work experience (for Salaried individuals)
- Micro, Small and Medium Enterprises
A Home is one of the biggest purchases in an individual's life. To buy a home without securing a home loan is tough financially for most people. We, at IDFC FIRST Bank, understand the needs of our customers and partner with them so that they can become proud home owners on terms that are fair and simple. With a IDFC FIRST Bank Home Loan, you can buy a flat or a house without having to worry about putting together a huge down payment. Our home loan scheme is suitable for both salaried and self-employed individuals.
Loan Amount- Loans offered from Rs 5 Lakhs up to Rs 5 Crores in more than 57 locations across India at competitive interest rates.
- Maximum loan tenure of 360 months for salaried professionals and maximum 300 months for self-employed.
- Avail interest subsidy benefit up to Rs 2.67 Lakhs under PMAY Credit Linked Subsidy Scheme. We also have various innovative and competitive income and surrogate programs to fit your requirement.
- Ready property
- Under Construction
- Composite Loan (Plot + Construction)
- Home Extension and Renovation
- Plot Purchase
- Self-construction
- Balance Transfer
- Top-up and more