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Notifications

  • As per amendment in the Income Tax Rules, PAN or Aadhaar are to be mandatorily quoted for cash deposit or withdrawal aggregating to Rupees twenty lakhs or more in a FY. Please update your PAN or Aadhaar. Kindly reach out to the Bank’s contact center on 1800 10 888 or visit the nearest IDFC FIRST Bank branch for further queries.

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Fees & Charges


Pre-Sales

Processing fees (Non-Refundable) Up to 5% of the Loan Amount
Documentation charges Up to INR 20,000/-
Stamp Duty At Actuals
Valuation At Actuals
Asset Verification At Actuals


Post-Sales

EMI Return 7.5% of EMI (Subject to minimum 400/- & maximum 1000/-) + GST as applicable
Late Payment Up to 2% per month on outstanding (Principal, interest) instalment
Cheque/ECS Swap Nil
Duplicate/Special NOC Up to INR 500/- per instance
Statement of Account Up to INR 200/- per statement
Foreclosure/pre-payment charges (for micro or small enterprise) 0% of the principle outstanding
Foreclosure/pre-payment charges (for all others) Up to 5% of the principle outstanding
Part Payment charges (if applicable) Up to 5% of the principal outstanding
Loan Cancellation Loan Cancellation Charges up to INR 1000/- per Loan Account (Gap interest to be borne by customer along with No refund/waiver of Processing fee, Stamp Duty and any other charges)
Loan Re-scheduling /Rebooking Up to INR 1500/- per loan
Legal/Collection/Repossession and Incidental Charges At Actuals


GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.

Interest Rate

Product type ROI%
Commercial Vehicle Loan ROI Starting from 9%*


* T&C  Apply