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Personal Credit Card NRI Wealth Startup Solutions Corporate MSME GIFT City

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Commercial Vehicle Loan

Fees & Charges

Pre-Sales

Processing fees (Non-Refundable)	Up to 5% of the Loan Amount
Documentation charges	Up to INR 20,000/-
Stamp Duty	At Actuals
Valuation	At Actuals
Asset Verification	At Actuals

Post-Sales

Processing fees (Non-Refundable)	Up to 5.0% of the Loan Amount
Documentation Charges	Up to INR 20,000/-
Stamp Duty	At Actuals
Valuation	At Actuals
Asset Verification	At Actuals
EMI Return	Up to INR 500/- per EMI bounce 7.5% of EMI (Subject to minimum 400/- & maximum 1000/-) + GST
Technical Bounce Charge*	Charge rates would be same as applicable under EMI Return charges
Late Payment	Up to 2% per month on outstanding (Principal, interest) instalment
Cheque/ECS Swap	Up to INR 500/- per transaction [Other bank to IDFC swapping - nil]
Duplicate Amortization Schedule	Up to INR 200/- per schedule
Loan Re-scheduling /Rebooking	Up to INR 1500/- per loan
Duplicate/Special NOC	Up to INR 500/- per instance
Statement of Account	Up to INR 200/- per statement
Foreclosure/Prepayment	0% for Micro or small enterprise for loan <=50 Lakhs For all others, up to 5% of the principal outstanding
Part Payment charges (if applicable)	Up to 5% of the principal outstanding
Legal/Collection/Repossession and Incidental Charges	At Actuals
Loan Cancellation	Loan Cancellation Charges INR 1000/- + GST and Interest from the date of disbursal till the receipt of Loan cancellation request. (Gap interest to be borne by customer along with No refund/waiver of Processing fee, Stamp Duty and any other charges)

Post-Sales GST, as applicable, will be levied on all service charges. The above Schedule of Charges is subject to be revised from time to time by the Bank, as will be updated on the official website of the Bank.

*Mandate Rejection technical Bounce Charges (for mandate rejected by your bank, to be charged for each month from 3rd consecutive bounce month onwards until the mandate is registered).

Interest Rate

Product type	ROI%
Commercial Vehicle Loan	ROI Starting from 9%*

* T&C Apply

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