CKYC Registry
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Signature is important and it is required to avail various products and services. To upload your signature
1. Go to More
2. Select Customer Service Dashboard
3. Select ‘Savings/Current Accounts’
4. Select ‘Upload Signature’ to upload your signature.
That's easy! Follow these steps to track your service requests:
1. From the home page of the app, tap on "Customer Service" section
2. Scroll down to "Track my service requests" to find all your requests
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Apply NowItems | Charges | Remarks |
---|---|---|
Processing Fees ( Inclusive of Administrative Charges ) |
Upto 3.5% of loan amount | Taken at the time of loan agreement execution |
Items | Charges | Remarks |
Repayment instrument swap charges | Nil | |
Duplicate No Objection certificate /No Dues Certificate | ₹500 | Per extra copy requested beyond the original issued by the bank |
Other Statutory / Facilitation charges e.g. Stamp duty etc | on actuals | |
Cancellation & booking charges | • INR 10,000 towards Cancellation in case of uncashed disbursal Cheque. • INR 10,000 + Interest from date of disbursal till receipt of cancellation request, in case of uncashed disbursal Cheque. Please note: Cancellation request to be received within 30 days, post which cancellation will be treated as foreclosure. |
|
Physical repayment schedule | ₹500 | |
Physical statement of loan | ₹500 | |
Cheque swap charges | Nil | |
Document retrieval charges |
NA | |
Stamping Charges |
As per actuals | |
Part Payment charges |
Part Payment is not allowed |
Items | Charges | Remarks |
---|---|---|
Late Payment/Penal Charges/Default Interest/Overdue(Per Month) |
2% of the unpaid EMI or ₹300 whichever is higher | |
EMI Pickup/Collection Charges |
₹500 | |
EMI bounce charges | 7.5% of EMI bounced with minimum charge of Rs. 400 & maximum of Rs. 1000 (excluding GST) | Effective from April 1, 2025 |
Overdue handling charges (Delinquent Accounts) | At actuals plus applicable taxes |
5% of principal outstanding. Waiver in the foreclosure charges are provided to MSME's as per guidelines.
1. Annual Renewal Charge - 0.5% of the limit
2. Under-Utilisation Charges - If average quarterly utilisation is <25% of drawing power, then quarterly 0.25% will be charged on the difference between actual average utilisation and expected average utilisation (i.e. 25%), subject to a minimum of Rs.2500
3. Penal Charges on overdrawn accounts - 2% per annum on the overdrawn amount